AU Digital Current Account

For complete details on fee and service charges, click here.

• Charges effective from 1st October, 2025 and applicable until further modified
  
• Core and Urban Branch categories basis location mapping as defined by the Bank
  
• ^Branch cash deposit / using withdrawal not considered
  
• SMS Insta Alerts are sent for day end balance/transactions above a threshold / low balance
• Charge will be applicable on quarterly basis for customers who have subscribed for SMS alert facility
• Alerts that have been mandated by RBI as well as alerts which are deemed appropriate by the Bank, will be sent free of charge.
• Other Complimentary Services: Standing Instruction Maintenance, Dormancy. Activation, Card Hotlisting, Replacement of Damaged Cards, Duplicate Statements, Balance Enquiry, Account Closure, E-mail Alerts, Record retrieval, Banker's verification (Address / Signature / Photo)
• Abbreviations / short-forms used: 'INR Indian Rupee, 'p.m.' per month, < less than, > greater than, 'min' minimum, 'max' - maximum, 'ATM' Automatic Teller Machine, 'RTGS' Real Time Gross Settlement, 'NEFT' National Electronic Fund Transfer, 'PAP' Payable at Par, 'DD' Demand Draft, 'ECS' Electronic Clearing System, 'SMS' - Short Message Service, 'NACH' National Automated Clearing House Accounts not having a 'customer induced transaction' (ATM usingdrawal, cheque deposit, online transactions, etc.) for a continued period of 2 years shall be treated as Dormant / Inoperative a/c.
• The service charges levied by the bank or interest credited by the bank shall not be considered as a 'customer-induced transaction'
• Doorstep Banking service is available at selective location using sole discretion of AU Small Finance Bank
• The above charges are subject to revision using a prior intimation of 30 days to all account holders. Closure of account due to revision of charges will not be subject to account closure charges
• Charges mentioned are exclusive of GST. The applicable taxes / cesses are subject to change from time to time
• The terms and conditions, as defined by AU Small Finance Bank, apply. Please refer www.aubank.in for further details
• Doorstep Banking service is available at select locations using sole discretion of AU Small Finance Bank. For beyond city limit services, the actual service charges will be applicable to customer on case to case basis.
• "Complimentary limit - For new accounts, cash deposit free limit basis AMB criteria will be applicable effective from M3 onwards. e.g. for accounts opened in January, cash deposit limit in April will be provided basis March AMB