Mr.Tibrewal brings in 35+ years of rich & multifaceted experience spanning Corporate Laws, Sales, Marketing & Distribution, People Management, Admin & Infrastructure. A Company Secretary by qualification, he possesses deep-rooted understanding of business dynamics & organizational growth.

His journey with AU Bank commenced in 2009, where he played a transformative role in establishing Wheels business across emerging geographies - Maharashtra, Madhya Pradesh, Chhattisgarh, and Goa. With strategic foresight, he designed go-to-market frameworks, built agile and high-performing sales teams, and nurtured a culture rooted in entrepreneurial spirit and customer-centricity.

Mr.Tibrewal has also led the empanelment of Business Correspondents (BCs), Business Outlets (BOs) and has been instrumental in scaling the Merchant Acquiring business, encompassing QR, POS, and digital transaction ecosystems. His commitment to excellence is reflected in his efforts to elevate quality standards at the Contact Center, resulting in enhanced customer experience and sustained delight.

He has been a key witness to AU Bank’s evolution from an NBFC to a Small Finance Bank, playing a critical role in driving cultural integration and shaping purpose-led, people-first Bank. His approach is anchored in a growth mindset—championing innovation, continuous learning, and adaptability to navigate change and unlock new opportunities.

Here, we dive into Mr. Tibrewal’s journey—from his early career lessons to what drives him today. Discover his thoughts on leadership, culture, and how to have a purposeful professional life.

Can you share a defining moment in your career that shaped you as a leader?
The most defining phases that shaped my leadership traits were setting up of Wheels business in new geographies, where the focus was deeply entrepreneurial, rooted in understanding the aspirations of small business owners and enabling their growth. Later, as we transited into a Small Finance Bank, I was entrusted with leading critical support functions—HR, Admin, and Infrastructure. This shift wasn’t just about managing operations; it was about building the backbone of a growing institution. A shift from business execution to people strategy, culture-building, and creating scalable systems. It was a steep learning curve, that shaped my leadership style to be more holistic, inclusive, and future-focused.

How do you stay motivated each day?
Motivation is deeply linked to discipline and purpose. I start the day with a fitness routine, it is a way of centering myself, building mental resilience and staying physically sharp.

And more importantly motivation comes by staying connected—to the values, team, and goals.

What values do you hold closest in your professional life?

Integrity is non-negotiable

Ownership - taking full responsibility and being accountable proactively, not waiting for change but driving it.

Who has been your biggest influence or mentor, and why?
People around me influence the most, whether it’s someone sharing a fresh perspective, someone demonstrating resilience, or challenging the status quo each brings learning and influence in its own way. These experiences bring in a fresh perspective to cater to the diversity around.

What’s a book, podcast, or quote that you keep going back to?

I always find myself anchored by our guiding philosophy – AU Dharma. These principles are not just words; they are deeply rooted in our culture, crafted with passion, and designed to help us make thoughtful, value-driven decisions both in personal & professional life.

Each principle, when reflected upon deeply, guides us to be rational, purposeful, and delivery-focused in every task we undertake - Customer Focus – Create meaningful value & remain relentlessly committed to what truly matters. Integrity – Uphold trust & transparency in every action. Think Deeply & Act – Embrace thoughtful action; pause, reflect, & then act. Nurture Talent & Succeed Together – Grow by growing others; invest in people & achieve goals through inclusivity. Responsibly Entrepreneurial – Take initiative with accountability; strive to make things happen with a focus on outcomes. Work Hard & Look for Details – Excellence lies in going the extra mile & paying attention to the finer points. Communicate – Speak with clarity, listen with empathy, & build with understanding. Collaborate – Work in harmony & build winning teams.

What skills or mindsets do you believe are essential for future leaders?

"Future leaders will need to be deeply adaptable and purpose driven. The pace of change, whether technological, cultural, or economic, requires a mindset that embraces learning, unlearning, and relearning”.

Words that describe you best?

Humane, Compassionate & Executor

One message you would like to give to the readers.

"Stay true to your values, stay curious, and never underestimate the power of people. In every role, every challenge, and every transition, it’s the people around you who shape your journey. Lead with empathy, act with integrity, and keep evolving—not just for success, but for significance."