Car Loan
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![No credit history required]()
No credit history required
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![Pre-approved loan offers]()
Pre-approved loan offers
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![Hassle-free documentation]()
Hassle-free documentation
Two Wheeler Loan
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![Minimal documentation]()
Minimal documentation
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![Instant, paperless approvals]()
Instant, paperless approvals
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![Special loan offers for students]()
Special loan offers for students
Commercial Vehicle Loan
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![Minimal documentation]()
Minimal documentation
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![All types of customers and businesses]()
All types of customers and businesses
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![Flexible repayment options]()
Flexible repayment options
Construction Equipment Loan
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![For all types of new equipment]()
For all types of new equipment
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![Minimal documentation]()
Minimal documentation
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![Pay EMIs flexibly]()
Pay EMIs flexibly
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Assured benefits on all AU commercial credit cards
What no one tells you Things to consider before you avail a vehicle loan
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Research thoroughly and decide your vehicle based on features, market value, resale value, etc.
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Decide how much down payment you can make.
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Consider the interest when deciding on a loan tenure.
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Evaluate how much you can spend on the vehicle each month including EMI, maintenance, fuel, etc.
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Read the fine print of the loan product carefully and make note of all applicable charges.
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Check the repayment, prepayment, and foreclosure terms and charges.
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![Open FD/RD]()
Open FD/RD
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![Download FD/RD interest certificate]()
Download FD/RD interest certificate
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![View deposit details]()
View deposit details
30 lakh customers banking on app
Our range of cards for your range of needs
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![Xpress EMI]()
Xpress EMI
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![Silverspoon Dining Program]()
Silverspoon Dining Program
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![300+ exclusive AU Rewardz]()
300+ exclusive AU Rewardz
Questions? Answers.
What all customer categories are catered in this product segment?
Our customer segments for providing loans on wheels include:
- Individual
- Non-individual (Private Limited, Public Limited, Partnership Firm, Proprietorship Firm, Co-operative societies, Trust and Hindu Undivided Family)
What is the eligibility criteria in terms of minimum age?
The age criteria are as under:
- Personal Vehicle: 18 years and above
- Commercial Vehicle: 21 years and above
- Heavy Commercial Vehicle: 24 years and above
Which documents will be received by the applicant at the time of closure of the loan?
The documents will include No-objection Certificate (NOC) addressed to the RTO & insurance endorsement cancellation letter addressed to your vehicle insurance company.
Is there any privilege available for existing customers?
Existing customers and their referrals are provided preferential treatment in documentation requirement, rate, fees and loan amount.
