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Au Bank Logo
Au Bank Logo
Au Bank Logo
Au Bank Logo
Personal
Business
NRI
Premium

Up To 6.75%* Interest p.a.

Higher interest rate with monthly interest payments

 

 

Marriott Experiences, Thoughtfully Curated

Get complimentary Marriott Experience Certificates worth ₹6,000

Dedicated Wealth Management

Expert guidance tailored to your financial ambitions

 

 

Lifestyle Curations On The House

Indulge in handpicked experiences with BookMyShow, Amazon Prime, and more

 

 

Zero Markup & Zero Charges on International Money Transfers

More savings across all your remittance needs

Concierge Services

Here to make life easier with everyday tasks, special occasions, all handled with personalised care.

Golfing Getaways

Indulge in 12 complimentary golf lessons + 4 green fee waivers annually

Complimentary AU Eternity Debit Card

Extraordinary privileges that redefine your legacy

 

 

 

Benefits That Extend To Family & Business

Club up to 7 additional family members/business accounts, sharing privileges & waived charges

Power-packed AU Credit Card

Premium benefits, lifetime free*

Secure Locker Benefits

Get 75% off on locker rentals for added security. (T&C apply)

Preferential Banking Rates

Access better rates on loans, Demat accounts & financial services that suit your needs.

Bank Anytime, Anywhere

Enjoy extended banking hours
till 5 PM & seamless digital access.

Debit Card Control Made Easy

Set PIN, manage transactions
& more with ease.

Service Response Guarantee Program

Assured service request resolution within 1 working day, so your banking experience stays smooth and uninterrupted.

Limitless Everyday Banking

Unlimited free RTGS/NEFT/IMPS/UPI transfers & ATM withdrawals

Stay Insured, Wherever You Go

Please Click here

Things to know

How to apply

This is an invite-only program.
To express interest, click here

Eligibility

  • Net Salary credit of ₹2 lakhs per month in AU Eternity Salary Account

OR

  • Average monthly balance in AU Eternity Business Account of ₹10 Lakhs at group level

OR

  • Average monthly balance in AU Eternity Savings Account of ₹10 Lakhs at group level

OR

  • AU Savings & Current Account average monthly balance of ₹10 Lakhs at group level

OR

  • Total Relationship Value* of ₹30 Lakhs
     

Please note:

  • *Total Relationship Value (TRV) includes Savings Account Average Monthly Balance + Current Account Average Monthly Balance + Fixed Deposit Balance + Mutual Fund AUM^^ with AU Small Finance Bank.
  • Account holder must be a resident of India.
  • A group in AU Eternity Program is defined as a family of blood relationships such as parents, children, spouse, siblings, grandparents, and grandchildren. All family members are entitled to the same benefits.
  • A maximum of 8 members are allowed in a group.
  • The account holder must be an employee on the payroll of an entity empanelled under the AU Small Finance Bank Enterprise Salary Program.

Fees & Charges

Standard charges applicable for all other services and products, not listed above. Click here to know more

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Up To 6.75%* Interest P.A.

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    Enjoy competitive returns with flexibility of monthly interest payout.

Complimentary AU Eternity Debit Card

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    Designed for comfort while you travel

     

    • Zero annual fee
    • 0.90% cross currency mark-up
    • 2 International airport lounge visits per quarter using AU Eternity Debit Card or
      digitally through Priority Pass app. Click here for the eligible lounge list and use ‘Find lounges and more’ to search international locations.
    • 3 Domestic airport lounge visits per quarter using AU Eternity Debit Card*. Click here for the eligible lounge list. For detailed information, please click here.

     

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                    Daily e-commerce and POS limits of  ₹7 Lakhs and ATM withdrawal limit of ₹4 Lakhs with AU Eternity Debit Card

                    To know more about AU Eternity Debit Card, click here.

                  T&Cs apply.

                  Domestic Airport Lounge Access will be complimentary for first 3 months of program onboarding (including onboarding month and the following 2 months). From the subsequent month, customers must maintain program eligibility criteria at group level in the previous month to qualify for Domestic Airport lounge access

                  Lifestyle Curations On The House

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                    Get an Amazon Prime membership worth ₹1,499 on milestone spends. Click here to know more.

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                    Get 24 free BookMyShow tickets yearly (maximum 2 monthly) (Buy One Get One, up to ₹400 each). Click here to know more.

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                    Unlock a 1-year EazyDiner Prime membership worth ₹3,550. Know more here.

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                    Get Moneycontrol Pro membership for smarter investing. Know more here.

                  24x7 Concierge Services

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                    Unlock concierge services for travel, dining, gifting & more. Know more here.

                  Zero Markup & Zero Charges on International Money Transfers

                  Secure your loved ones and Valuables with the Insurance coverage on your feature rich Debit Card.

                  Zero markup and zero charges offer applicable to individual customers.

                  All Standard T&C Apply

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                    Transfer funds globally from India via AU Remit & get-

                     

                    • ZERO Forex Markup
                    • ZERO Transaction Charges
                    • Zero Foreign Bank Charges

                     

                    Send Money Abroad: https://www.au.bank.in/personal-banking/forex/send-money-abroad

                     

                    You may use AU Remit to transfer funds online in USD, EUR, GBP, AED, CNY, SGD and CAD.

                     

                    For outward remittances in other currencies, please visit your nearest AU Small Finance Bank branch

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                    Transfer funds to India via Inward Remittance & get-

                     

                    • Zero Forex Margin
                    • Faster & Secure Credit
                    • Transfer in Major Currencies

                     

                    View SWIFT Details here: https://www.au.bank.in/business-banking/swift-and-bic

                     

                    For inward remittances we facilitate wire transfer in USD, EUR, GBP, AED, CAD, JPY and CNY

                  Important Disclosure: For inward remittances correspondent and intermediary bank charges, if applied by overseas banks on the sender side, remain outside AU’s control and are transparently disclosed. GST on applicable fees as per Government of India norms. All services are subject to FEMA, RBI guidelines and AU Small Finance Bank’s terms and conditions.

                  Curated Wealth Solutions

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                    Our offerings encompass:

                    Managed investment solutions: Mutual funds, PMS (Equity and debt), AIF (Category 1,2 & 3) and GIFT city-based structures

                     

                    Market-linked solutions & access: Fixed income (Bonds, REIT, INVITs, etc.), Direct equities and commodities, derivatives and IPO-ASBA

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                    Value-added features for your convenience:

                    Smart Combo: A bespoke basket of mutual fund schemes, curated exclusively for your risk appetite, investment horizon, and objectives.

                     

                    Track external investments: Gain unparalleled control with a single-view dashboard to track your mutual fund portfolio—whether through banks, fintech platforms, distributors, stockbrokers, or direct channels.

                     

                    Expert guidance: A dedicated team of experienced wealth specialists is at your service, offering priority support to meet your financial ambitions.

                  Power-packed AU Credit Card

                  Enjoy lifetime free* access with exciting rewards, cashback offers, EMI flexibility, dining privileges, device protection, and the freedom to choose VISA or RuPay for seamless global transactions.

                  Complimentary Insurance Cover

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                    Personal Accident Cover: Up to Rs. 10 lakhs for personal accident protection

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                    Air Accident Cover: Extensive coverage of Rs. 1 crore for air travel accidents

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                    Purchase Protection: Safeguard your purchases with cover up to Rs. 75,000

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                    Card Liability Cover: Protection against card-related liabilities up to Rs. 5 lakhs

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                    Loss of Baggage Cover: Claim up to Rs. 2 lakhs for lost baggage during travel

                  Marriott Experiences, Thoughtfully Curated

                  Enjoy Marriott Experience Certificates worth ₹6,000, unlocking access to signature dining, stays and wellness experiences across participating Marriott hotels.

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                    Joining Offer

                    Start your journey with Marriott on a rewarding note. Get complimentary Marriott vouchers on meeting milestone criteria

                    Click here to know more.

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                    Anniversary Offer

                    Continue to indulge in Marriott benefits on fulfilling anniversary milestones

                    Click here to know more.

                  Golfing Getaways

                  Enjoy access to other services like golf course reservations, apparel assistance and much more

                   

                  • Golf Plays reservation and Lessons Assistance
                  • Golf Equipment and Apparel Assistance
                  • Golf Events Assistance

                   

                  To explore the list of golf courses, click here.

                  Debit Card Control Made Easy

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                    Enjoy complete control & security of your card via the AU 0101 App, AU Bank website or our chatbot.

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                    Access services like PIN set/reset, enable or disable online transactions & Tap & Go features.

                  Dedicated Wealth Management

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                    Enjoy complimentary Demat and preferential broking rates.

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                    Get expert-led strategies tailored to your financial goals.

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                    Trade smarter with digital insights and IPO ASBA access.

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