• 2000 Bonus Reward Points on spending ₹5000 within 30 days of card activation.
• SwiggyOne Quarterly Dining Membership on spending ₹10,000 within 30 days of card activation. Know More

• 8 Reward Points* per ₹100 spent on Dining, Travel, Tax Payments & Software Purchases.
• 2 Reward Points per ₹100 spent on retail categories.
• 1 Reward Point per ₹100 spent on Utility & Telecom and Insurance spends*.

• Enjoy up to 2 complimentary domestic lounge visits per calendar quarter within India using your AU Credit Card. Lounge access is available only if your card remains purchase‑active during the quarter. View the list of eligible domestic lounges click here. For detailed terms and conditions, click here.
• Low Forex Markup of 1.99% on all international transactions.

Redeem your Reward Points across a variety of exciting benefit options, including:

• Flight & Hotel Bookings
• E-vouchers of top brands
• Merchandise and many more

Now convert transactions of Rs.500 and above with a minimum total value of Rs 2,000 into EMI, club up to 20 billed or unbilled transactions together for conversion.

You may now convert eligible credit card transactions into EMIs using any of the following channels: 

• AU 0101 App: Convert your transaction into EMI in 2 steps. To convert, click here
• Net-Banking: Convert your transaction into EMI in 2 steps. To covert, click here
• Auro Chat-bot: Convert your transaction into EMI in 2 steps. To covert, click here
• WhatsApp Banking:  Just write “Hi” on our official AU Bank channel over WhatsApp: (8383838399) and proceed
• On Call: 1800 1200 1500 (Our Customer Care team will help you convert instantly)
• IVR (Interactive Voice Response)

• Air Accident Cover: ₹50 Lacs
• Card Liability Cover: You carry zero liability for any fraudulent transactions made after reporting the loss of your Credit Card to the bank. This also includes protection against card counterfeit/skimming and online frauds.
• Credit Shield: Up to ₹5 Lacs
• Purchase Protection: Up to ₹25,000
• Travel-Related Covers: Protection in cases of baggage loss, baggage delay, flight delay, loss of passport, and plane hijack.

Contact our customer support to make a claim.

Please click here to view detailed terms and conditions. To claim any of the mentioned insurance benefits, please call our Customer Care no. 1800 1200 1500

• Elevate your travel experiences with MakeMyTrip: Avail 2 Complimentary domestic flights, seats, booking (max value of up to ₹350) and Flat 15% off on select domestic hotels as MyCash. Know More
• Complimentary Annual Times Prime Membership that gives access to 20+ subscription & 40+ discount-led offers. Know More
• Exclusive Stay Offers with Alaya Stays (4-star villas at coveted Indian destinations, offers available at 200+ villas) Stay for 3, Pay for 2 and 50% savings on the 2nd night. Know More

Be it booking your travel, or planning a perfect anniversary dinner, leave it to us and relax.

Call us on our 24 x 7 number at 1800 210 0298 (toll free) or 022-42320298.

• AU 0101 App (Only 2-steps for EMI conversion)
• Net-Banking
• Auro Chat-bot
• WhatsApp Banking (Just write “Hi” on our official AU Small Finance Bank Channel over -8383838399, and proceed)
• On Call 1800 1200 1500 (Our Customer Care team will help you convert Instantly!)

• E-vouchers
• Merchandise
• Flight/Hotel bookings
• Much more on AU Rewardz