Instant Disbursement
Loan is disbursed in customer’s account through fund transfer, IMPS and UPI
Processing Fee
As low as 2% of the loan amount
Interest Rate
Enjoy lowest and competitive interest rates in the market
Tenures
Repay loans in easy and flexible instalments from tenures 6, 12, 18, 24 and 36 months. We recommend higher tenures for lower EMIs
Documentation
Since this is a pre-approved loan offer, no documentation is required for our AU Small Finance Bank Credit Card holders
Things to know
Terms and Conditions
Click here to view Terms and Conditions
How to Apply
To check your loan eligibility, please click here
EMI Calculator
Now calculate your Xpress Loan EMIs with ease with our EMI Calculator
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
30 lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Questions? Answers.
What is Xpress Loan?
Xpress loan is instant loan disbursement facility for our existing AU Small Finance Bank Credit Cardholders within limit.
What is the eligibility for Xpress Loan?
Xpress Loan is provided to only pre-approved base of existing AU Small Finance Bank Credit Cardholders. To check your eligibility, please click here.
What are the documents required?
No documentation is required to avail Xpress Loan.
What is the processing fee applicable?
Processing fee applicable to avail Xpress Loan is as low as 2% of the Loan amount.
When will I receive money in my account once I apply for a Loan?
Loan amount is disbursed in customer’s bank account instantly through fund transfer, IMPS and UPI.
