Home Loan

Attractive interest rates
Convenient and quick process
Quick disbursal

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Apply Now

Attractive interest rates
Convenient and quick process
Quick disbursal

Learn more

Apply Now

Attractive interest rates
Convenient and quick process
Quick disbursal

Learn more

Apply Now

Attractive interest rates
Convenient and quick process
Quick disbursal

Learn more

Apply Now

Additional Funds At Your Fingertips
Hassle-Free & Best-In-Class Services
Wide Distribution Network With 400+ Branches

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Attractive interest rates
Convenient and quick process
Quick disbursal

Learn more

Apply Now

Attractive interest rates
Convenient and quick process
Quick disbursal

Learn more

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Assured benefits on all AU commercial credit cards

Save Taxes On Loan Repayment

Avail A Loan With Minimal Or No Income Proof

Financial Counselling At Your Doorstep

400+ Branches Across India

Manage Loans, Entirely Online

Multiple Payment Modes

Consider the interest when deciding on a loan tenure.
Check all the associated charges including prepayment and foreclosure charges.
Check all the specifications and calculate the resale value of the car.
Keep an eye on your credit card purchases before applying for a loan.
Avoid major life changes, such as changing jobs, during the loan repayment process.
Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.
Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.
Avoid making large money withdrawals from your account or credit card.
Avoid making multiple loan applications within a short timeframe.

National presence

Bank with us across 1042 branches & ATMs.
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Enjoy quality services at competitive rates.
Visit branches without the wait

Our ample touchpoints ensure all our customers are conveniently served.
Superfast app

Manage and track all your transactions on the AU 0101 App.
Sustained growth

Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

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Download FD/RD interest certificate
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30 lakh customers bank on the app

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Silverspoon Dining Program
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Home Loan FAQs

What is a Home Loan?

Home Loan vertical is one of the retail product serving the purpose of loan funding to an individual or an entity for the purpose of purchase/ construction/ upgradation of residential property or acquisition of land and construction to be used for residential purposes.

How do I apply for a home loan at AU Bank?

You can apply for a Home loan from Au Small Finance Bank through our website (www.aubank.in). Or, you could visit the nearest branch of AU Bank to submit your application for a loan.

What is the mode of Re-payment for Home Loan?

Repayment can be done through Standing Instructions (SI), Post-dated Cheques (PDC), NACH or other electronic banking remittances mode.

What is the Instalment schedule for Home loan repayment?

Installment schedule is normally equated monthly installments (it could be quarterly or Half yearly in case of Tractor loans) subject to the terms & conditions of the repayment schedule and Repayment instrument for EMI will be presented (as per registered repayment mode) on EMI Due date as specified in the schedule/sanction letter. To overcome operational issues ,holidays etc., It is advised to keep sufficient balance in bank accounts 2-3 days prior to due date of EMI ,for clearance of EMI on due dates ,to avoid penal Interest and other charges and avoid delinquency status. and further schedule can be tailored to customer's specific requirement at AU Small Finance Bank’s discretion. We do not allow balloon repayments or step up structures