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Au Bank Logo
Au Bank Logo
Au Bank Logo
Au Bank Logo
Personal
Business
NRI
Premium

Banking Benefits

Fungibility to maintain balance at group level, dedicated relationship manager, 50 free outward cheque returns and many more benefits

Merchant Solutions

Get Free UPI QR and soundbox, monthly rental waiver on POS and complimentary Business Insurance coverage

 

 

Digital Platforms

Manage all your UPI QR transactions, business and personal accounts through AU 0101 Business App

Marriott Experiences, Thoughtfully Curated

Marriott Experience Certificates worth ₹6,000

Concierge Services

Here to make life easier with everyday tasks, special occasions, all handled with personalised care.

Lifestyle Curations On The House

Indulge in handpicked experiences with BookMyShow, Amazon Prime, and more. 

Complimentary AU Eternity Business Debit Card

Extraordinary privileges that redefine your legacy

Curated Wealth Solutions

Sophisticated Equity Investing delivered through 3-in-1 Trading Account

Premium Credit Card

Benefits that complement your lifestyle, rewards that go beyond

 

 

Additional Banking Offerings

Premium Credit Cards, zero charges on Trade services, and many more

Beyond Banking Offers

Premium business-friendly subscriptions,offers, and benefits

Benefits That Extend To Family & Business

Club up to 7 additional family members/business accounts, sharing privileges & waived charges

Service Response Guarantee Program

Assured service request resolution within 1 working day, so your banking experience stays smooth and uninterrupted

Lending Solutions

Preferential pricing on Loans - Business Banking Loan, Auto Loan, Personal Loan, & more

Corporate Insurance Solutions for Growing Businesses

Secure your business with tailored SME Insurance solutions designed for all-round protection from our insurance partners

Manage All Your Finances with OneTrack on AU 0101 Business App

Track balances, transactions, investments and spends across all your bank accounts in one secure place with AU OneTrack

Trade & Forex Solutions for Global Business Growth

Simplify global trade with AU's integrated Trade & Forex solutions. Manage remittances, trade finance transactions, forex requirements, and bank guarantees through dedicated support and digital capabilities

Things to know

How to apply

Eligibility

Average monthly balance in AU Eternity Business Account of ₹10 Lakhs or

Average monthly balance in AU Eternity Savings Account of ₹10 Lakhs or


AU Savings & Current Account average monthly balance of ₹10 Lakhs or
Net Salary credit of ₹2 lakhs per month or
Total Relationship Value* of ₹30 Lakhs
*Total Relationship Value (TRV) includes Savings Account Average Monthly Balance + Current Account Average Monthly Balance + Fixed Deposit Balance + Mutual Fund AUM^^ with AU Small Finance Bank.

Fees & charges

Standard charges applicable for all other services and products , not listed above.

To learn more, click here.

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Dedicated Wealth Management

    • Get expert-led strategies tailored to your financial goals
    • Trade smarter with digital insights and IPO ASBA access

Terms and Conditions apply

Beyond Banking Offers

    • Receive 100 complimentary Print Venue Business Cards in your first year
    • Complimentary 3 Month Access + Extra 10% off on annual subscription on Vyapar
    • Exclusive Wall Street Journal Annual Membership
    • To know more about discounts and offers, click here

Terms and Conditions apply

Additional Banking Offerings

    • Corporate Credit Card with simplified expense management tool
    • Exclusive benefits with AU Zenith+ Metal Credit Card. Click here to know more
    • Expert business advisory covering GST, taxation and compliance support
    • NIL charges on Trade Services
    • 75% off on locker rentals for added security
    • Exclusive benefits crafted for Women Entrepreneurs – Click here to know more
    • Extended banking hours at select branches

Terms and Conditions apply

Trade & Forex Solutions for Global Business Growth

  • Import & Export Trade Finance – Letter of Credit, Import Bills, Export Bills, and Collection Services to facilitate secure international trade transactions
  • Inward & Outward Remittances – Fast and secure cross-border fund transfers for international business payments and receipts
  • Foreign Exchange Services – Competitive forex and hedging solutions to manage international cross border transactions
  • Bank Guarantees – Financial and performance guarantees to strengthen business credibility and support contractual obligations
  • Working Capital & Trade Credit Solutions – Funding support to meet short-term business and trade finance requirements
  • AU DigiTrade Platform – A digital trade finance platform enabling businesses to initiate, track, authorize, and manage trade transactions online with complete visibility and secure maker-checker controls
     

Marriott Experiences, Thoughtfully Curated

Enjoy Marriott Experience Certificates worth ₹6,000, unlocking access to signature dining, stays and wellness experiences across participating Marriott hotels.

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    Joining Offer

    Start your journey with Marriott on a rewarding note. Get complimentary Marriott vouchers on meeting milestone criteria

    Click here to know more.

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    Anniversary Offer

    Continue to indulge in Marriott benefits on fulfilling anniversary milestones


    Click here to know more.

Lifestyle Curations On The House

    • Get an Amazon Prime membership worth Rs. 1,499 on milestone spends Know more
    • Get 24 free BookMyShow tickets yearly (maximum 2 per month) (Buy One Get One, up to ₹400 each). Know More
    • Unlock a 1-year EazyDiner Prime membership worth ₹3,550 Know more
    • Get Moneycontrol Pro membership for smarter investing Know more

Terms and Conditions apply

Complimentary AU Eternity Debit Card

    • Designed for comfort while you travel
      • Zero annual fee
      • 0.90% cross currency mark-up
      • Daily ATM withdrawal limit: ₹5 Lakhs
      • Daily e-com and POS limit: ₹7.5 Lakhs
      • Up to 50 free non-AU transactions
      • 2 International airport lounge visits per quarter using AU Eternity Debit Card or digitally through Priority Pass app. Click here for the eligible lounge list and use ‘Find lounges and more’ to search international locations.
      • 3 Domestic airport lounge visits per quarter using AU Eternity Debit Card*. Click here for the eligible lounge list. For detailed information, please click here.

     

    To know more about AU Eternity Business Debit Card, Click here.

     

T&Cs apply.

Domestic Airport Lounge Access will be complimentary for first 3 months of program onboarding (including onboarding month and the following 2 months). From the subsequent month, customers must maintain program eligibility criteria at group level in the previous month to qualify for Domestic Airport lounge access

Lending Solutions

    • Preferential Pricing on Loans:
      • 50% discount on LC/BG Pricing
      • 0.50% waiver on interest rate and 0.20% waiver on processing fees on Business Banking Loans
      • 0.5% discount on total fee on Micro Business Loans
      • 50% waiver on Auto Loan processing fee
      • 1.25% waiver on Personal Loan processing fee of loan amount
    • Cashflow-based Overdraft limits
      • Quick OD: Based on banking credits up to ₹2 Cr.
      • GST OD: Based on GST returns up to ₹3 Cr.
      • CGTMSE: Collateral-free Loan up to ₹2 Cr.
      • Fund-based products: Overdraft, Cash Credit, Term Loan, Dropline Overdraft Facility
      • Non-fund-based products: Bank Guarantee, Letter of Credit (including foreign)
      • Buyer’s Credit against SBLC

    know more

Terms and Conditions apply

Premium Credit Card

Indulge in the exclusive world of the Zenith+ Metal Credit Card, where every offering is meticulously crafted to complement and extraordinary lifestyle

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    Luxury brand vouchers worth INR 5,000 on Zenith+ Metal credit card activation

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    Low forex card mark-up fee of 0.99% on international spends

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    4 complimentary international & domestic airport lounge access every quarter

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    16 complimentary BookMyShow passes in a year

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    8 complimentary golf lessons in a year to fuel your passion

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    An accelerated reward points program to make every moment even more rewarding

Digital Platforms

    • AU0101 Business App
      • Apply for AU UPI QR & Soundbox
      • View all QR transactions in a single dashboard
      • Generate dynamic QR code & share to receive payments
      • Make multiple payments & schedule your payments
      • Pay taxes and bills seamlessly
      • Create QR for multiple staff members
         
    • Corporate Netbanking:
      • Bulk Payment transactions through single file upload
      • Maker–Checker option and Multi-Level approval matrix
      • Host-to-host and API integration
      • Cheque Printing at Client Premises or Remote Cheque Printing
      • Seamless Bulk, Tax and Utility payments

Terms and Conditions apply

Merchant Solutions

    • Complimentary business insurance coverage with AU UPI QR worth ₹18 lakhs:
      • Fire & Allied Perils – ₹10,00,000
      • Burglary Insurance – ₹3,00,000
      • Cyber Insurance (payment protection) – ₹3,00,000
      • Cash-in-Transit/Money Insurance – ₹2,00,000

    • Click here to know more

      • Free UPI QR and Soundbox
      • Setup fee waiver on Payment Gateway

    Terms and Conditions apply

    Banking Benefits

      • Choose account number of your preference
      •  Flexibility to maintain balance at group level across Savings and Current Accounts
      • No charges on 45+ banking services
      • Monthly cash deposit limit up to 25 times the previous month’s maintained balance; maximum ₹7.5 Crores per month
      • Up to 50 free outward cheque returns
      • Dedicated Relationship Manager
      • Free instrument pickup and 1 cash pickup up to ₹5 Lakhs free per day
      • Free payments through NEFT/RTGS/IMPS/UPI
      • For Complete Schedule of Charges (SOC) – Click here

    Terms and Conditions apply

    Better Business Privileges

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      Streamline payments with our Payment Gateway, coupled with Free POS rental, QR code & soundbox.

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      Benefit from preferential rates on loans, overdrafts & more for your business.

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      Experience seamless trade services with zero charges for effortless investing.

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      Enjoy 1-year Mint + WSJ subscription for global financial insights.

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      Get expert-led tax & GST advisory through partner services.

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      Delight in 100 free business cards from Printvenue for elevated networking.

    Complimentary Insurance Cover

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      Personal Accident Cover: Up to Rs. 10 lakhs for personal accident protection

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      Air Accident Cover: Extensive coverage of Rs. 1 crore for air travel accidents

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      Purchase Protection: Safeguard your purchases with cover up to Rs. 50,000

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      Card Liability Cover: Protection against card-related liabilities up to Rs. 5 lakhs

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      Loss of Baggage Cover: Claim up to Rs. 2 lakhs for lost baggage during travel

    Debit Card Control Made Easy

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      Enjoy complete control & security of your card via the AU 0101 App, AU Bank website or our chatbot.

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      Access services like PIN set/reset, enable or disable online transactions & Tap & Go features.

    Curated Wealth Solutions

    • Our offerings encompass:
      • Managed investment solutions: Mutual funds, PMS (Equity and debt), AIF (Category 1,2 & 3) and GIFT city-based structures
      • Market-linked solutions & access: Fixed income (Bonds, REIT, INVITs, etc.), Direct equities and commodities, derivatives and IPO-ASBA
    • Value-added features for your convenience:
      • Smart Combo: A bespoke basket of mutual fund schemes, curated exclusively for your risk appetite, investment horizon, and objectives
      • Track external investments: Gain unparalleled control with a single-view dashboard to track your mutual fund portfolio—whether through banks, fintech platforms, distributors, stockbrokers, or direct channels
      • Expert guidance: A dedicated team of experienced wealth specialists is at your service, offering priority support to meet your financial ambitions
    Download AU 0101 - Digital Banking app
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