Extended Interest-Free Credit
Manage cash flow efficiently with extended interest-free credit.
Choice of Billing Cycles
Align billing cycles with your business operations for better financial control.
Optimize Working Capital Efficiently
Improve liquidity and manage cash flow more efficiently.
Dedicated Card for Business Purchases
Separate operational and capital expenditure from other corporate spends.
Smart Expense Management Solution
Track, monitor, and control expenses with a centralized management solution.
Lifetime Free Card
AU Purchase Credit Card offers No Joining or Annual fee for Corporates
Complimentary Domestic Lounge Access
8 complimentary lounge access per annum.
Things to know
About AU Purchase Credit Card
- Designed specifically for business purchases and procurement
- Helps improve control, visibility, and compliance
- Reduces manual processes through automation
- Enhances working capital efficiency
Fees & Charges
This is a lifetime free card.
View Schedule of Charges
Eligibility
Applicable as per AU Small Finance Bank policies for corporate entities.
Why AU
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National presence
Bank with us through a network of 2,900+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
Can spending be controlled on employee cards?
Yes, limits and merchant-category restrictions can be configured.
What is AU Purchase Credit Card best suited for?
It is designed for managing business purchases and streamlining procurement-related expenses.
What is the interest-free period?
Up to 48 days, subject to billing cycle.
How are expenses tracked?
Through a web-based expense management solution with real-time tracking and reporting.
