New Customers: Join ‘M’ circle when you open any of the eligible AU Accounts i.e: ivy, Eternity, Royale, or Platinum Existing Customers: Women with resident accounts can join by contacting your nearest branch or by sending a “Hi” on WhatsApp to 8383838399 for debit card issuance.

Women who have a Savings Account, Current Account, or NRO/NRE Account under AU ivy, AU Eternity, AU Royale, or AU Platinum programs Must be 18 years or older, either as an individual or sole proprietor (for current accounts where the woman customer is the authorised signatory) Not eligible: Joint accounts, minors, companies, LLPs, other entity types, AU Royale Chartered Accountants and AU Royale Company Secretaries Program holders

‘M’ circle

Banking that meets her where she is!

25% additional discount on locker rentals
Business Banking Solutions for woman entreprenuers
Complimentary health & wellness packages

Banking that meets her where she is!

25% additional discount on locker rentals
Business Banking Solutions for woman entreprenuers
Complimentary health & wellness packages

Welcome to ‘M’ Circle

For every Me, at every Milestone

We know your journey is filled with milestones - big & small. ‘M’ circle is a thoughtful layer of benefits designed exclusively for women, bringing together elevated financial programs, smart money solutions, and lifestyle privileges that support you as you move forward, every step of the way.

Become a part of ‘M’ by choosing any of our AU Savings Programs — ivy, Eternity, Royale, or Platinum — crafted to support your ambitions.

Things to know

How to Join

New Customers: Join ‘M’ circle when you open any of the eligible AU Accounts i.e: ivy, Eternity, Royale, or Platinum
Existing Customers: Women with resident accounts can join by contacting your nearest branch or by sending a “Hi” on WhatsApp to 8383838399 for debit card issuance.

Eligibility

Women who have a Savings Account, Current Account, or NRO/NRE Account under AU ivy, AU Eternity, AU Royale,  or AU Platinum programs
Must be 18 years or older, either as an individual or sole proprietor (for current accounts where the woman customer is the authorised signatory)
Not eligible: Joint accounts, minors, companies, LLPs, other entity types, AU Royale Chartered Accountants and AU Royale Company Secretaries Program holders

T&C Apply. All offers are subject to change at the sole discretion of AU Small Finance Bank. For more details, click here.
^Please visit your nearest AU SFB branch or contact your RM to avail these offers. Enjoy an additional 25% discount for one year on new locker bookings, available when the primary locker holder is a woman. This offer applies to one locker per group.
*Applicable for Micro Business Loan and Auto Loan.
All ‘M’ circle benefits are exclusively available for resident women account holders, except for the MakeMyTrip voucher. The MakeMyTrip voucher and the 25% discount on locker rentals are the only two benefits extended to eligible Non-Resident (NR) women account holders.
MakeMyTrip voucher is applicable for AU Platinum World, AU Royale World Account, AU Eternity World Account and AU ivy World Account.