With humble beginnings into vehicle finance in 1996 to a 2017 small finance bank serving rural India with deposits, loans, and digital innovation, our growth story is nothing short of inspiring. With 27-31% YoY deposit and loan expansion, improved cost-to-income ratios, and RBI nod for universal banking, we prioritize asset quality and profitability. Access reports and updates here for informed investment decisions.
Investors
1.25 Cr+
Live Customers
~58k+
Employees
21 States & 4 UTs
Locations
2,920
touchpoints
Key Highlights (as of 30th June, 2026)
Balance Sheet Size
Rs. 1,97,125 Cr
23% Y-o-Y
Total Deposits
Rs. 1,57,727 Cr
24% Y-o-Y
Shareholders’ Fund
Rs.20,885 Cr
17% Y-o-Y
Gross Loan Portfolio
1,44,250 Cr
23% Y-o-Y
Gross NPA
2.10%
Net NPA
0.76%
CASA Ratio
29%
Provision Coverage Ratio
85%
Capital Adequacy Ratio
18.9%
Tier 1
17.1%
ROA (Q1'FY27)
1.7%
ROE (Q1'FY27)
15.6%
Profit After Tax (Q1'FY27)
₹796 Cr
37% Y-o-Y
Net Interest Margin (Q1'FY27)
5.9%
Up by 47 bps YoY
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