With humble beginnings into vehicle finance in 1996 to a 2017 small finance bank serving rural India with deposits, loans, and digital innovation, our growth story is nothing short of inspiring. With 27-31% YoY deposit and loan expansion, improved cost-to-income ratios, and RBI nod for universal banking, we prioritize asset quality and profitability. Access reports and updates here for informed investment decisions.
Investors
1.22 Cr+
Live Customers
~59k+
Employees
21 States & 4 UTs
Locations
2,790
touchpoints
Key Highlights (as of 31st March, 2026)
Balance Sheet Size
Rs. 1,91,797 Cr
22% Y-o-Y
Total Deposits
Rs. 1,52,661 Cr
23% Y-o-Y
Shareholders’ Fund
Rs.19,974 Cr
16% Y-o-Y
Gross Loan Portfolio
1,40,327 Cr
21% Y-o-Y
Gross NPA
2.03%
Net NPA
0.74%
CASA Ratio
28.4%
Provision Coverage Ratio
85%
Capital Adequacy Ratio
18.7%
Tier 1
16.9%
ROA (Q4'FY26)
1.8%
ROE (Q4'FY26)
17%
Profit After Tax (Q4'FY26)
₹832 Cr
65% Y-o-Y
Net Interest Margin (Q4'FY26)
5.96%
Up by 24 bps QoQ
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