*Applicable for Senior Citizen Individuals (60 years and above) who are Resident Indians on deposits less than 3 Cr (except for non-callable deposits)
Fixed Deposit
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![FD rates up to 7.40%* interest p.a.]()
FD rates up to 7.40%* interest p.a.
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![FD rates up to 7.90%* interest p.a. for Senior Citizens]()
FD rates up to 7.90%* interest p.a. for Senior Citizens
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![Flexible tenures from 7 days to 10 years]()
Flexible tenures from 7 days to 10 years
₹1,000 Minimum Deposit Amount
Recurring Deposit
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![Earn high interest rates]()
Earn high interest rates
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![Senior citizens get 0.50%* extra interest]()
Senior citizens get 0.50%* extra interest
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![Save for long-term growth]()
Save for long-term growth
₹100 Minimum Deposit Amount
AU FCNR (B) Deposit
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![Available currencies: USD, EURO, GBP & CAD]()
Available currencies: USD, EURO, GBP & CAD
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![Flexible Tenure]()
Flexible Tenure
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![Hassle-free renewal]()
Hassle-free renewal
Minimum Deposit of 500 in any currency
Fixed Deposit Overdraft Account
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![Instant access to funds]()
Instant access to funds
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![Interest on usage only]()
Interest on usage only
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![Flexible repayment options]()
Flexible repayment options
₹1,000 Minimum Deposit Amount
Planet First - AU Green Fixed Deposit
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![Up to 7.90%* interest p.a.]()
Up to 7.90%* interest p.a.
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![Contribute to a sustainable future]()
Contribute to a sustainable future
-
![Invest in eco-friendly sectors]()
Invest in eco-friendly sectors
₹5,000 Minimum Deposit Amount
COVID Shield Deposit
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![Emergency-ready savings]()
Emergency-ready savings
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![High returns with added protection]()
High returns with added protection
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![Rewards & preferential benefits]()
Rewards & preferential benefits
₹1,000 Minimum Deposit Amount
What no one tells you Things to consider before you open a term deposit
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Shop around for the best interest rates. Higher rates on term deposits make a big difference on your earnings over time.
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Think about how long you can lock your money. If you need funds soon, go for short term, if you can leave it untouched, a longer term offers better rates.
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Know the penalties for early withdrawal.
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Decide if you prefer receiving interest payments monthly, quarterly, or at the end of the term.
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Some accounts renew automatically, locking in a new term. Be aware of what happens when your term ends.
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Check the minimum deposit requirement for opening a term deposit account.
Why AU
-
National presence
Bank with us through a network of 2,700+ touchpoints .
-
Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
-
![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Our range of cards for your range of needs
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![Xpress EMI]()
Xpress EMI
-
![Silverspoon Dining Program]()
Silverspoon Dining Program
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![300+ exclusive AU Rewardz]()
300+ exclusive AU Rewardz
