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A Grand Welcome

Brand Voucher worth Rs.5,000 or 5000 Reward Points, you can choose either of them.

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Elite Rewards on Spends

Up to 2 Reward Points per Rs.100 spent on dining, travel & international spends.

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Exceptional Milestone Benefits

Enjoy monthly milestone benefits and a complimentary Taj Epicure membership.
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Travel In Leisure

Elevate your travel experience with domestic and international lounge access. Experience personalized airport Meet and Assist assistance for smooth arrival and departure journeys.

 

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Lifestyle Privileges

Elevate your leisure with complimentary BookMyShow tickets and exclusive golf games/lessons.

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One Card. Many Security Features

Enjoy comprehensive protection with Zenith+ Credit Card, including Air Accident Cover, Purchase Protection and more.

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Xpress EMI

Convert transactions worth Rs.2,000 or more into EMI.

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Curated Offers of Visa

Exclusive offers on ITC Hotels, Elivaas, Visa Meet & Greet services, DinewithVisa and much more for Zenith+ Visa Credit Card.

 

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Curated Offers of RuPay

Unlock amazing offers curated for Zenith+ RuPay Credit Card.

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Fuel Surcharge Waiver

Enjoy 1% Fuel Surcharge Waiver (up to ₹1000) for transactions between ₹400 and ₹5,000 at all fuel stations across the country.

Things to know

Eligibility

  • Monthly Net Income of ₹ 2.5 Lakh
  • Primary cardholder age group

- Self Employed: 25 years to 65 years

- Salaried: 21 years to 60 years.

  • Add-on cardholder should be over 18 years.
  • Resident Indian.
  • These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.

Fees and charges

  • Zenith⁺ Credit Card Joining/Annual Membership Fee: Rs. 4,999 + applicable taxes
  • Conditions for Zenith⁺ Annual Membership Fee waiver: For 2nd year onwards fee waiver: Rs. 8 Lakhs net retail spends done in previous card anniversary year.

Click Here to view Key Fact Statement.

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Why AU

  • <p>National presence</p>

    National presence

    Bank with us through a network of 2,700+ touchpoints.

  • <p>Get a bit more</p>

    Get a bit more

    Enjoy quality services at competitive rates.

  • <p>Visit branches without the wait</p>

    Visit branches without the wait

    Our ample touchpoints ensure all our customers are conveniently served.

  • <p>Superfast app</p>

    Superfast app

    Manage and track all your transactions on the AU 0101 App.

  • <p>Sustained growth</p>

    Sustained growth

    Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

Bank anywhere anytime, on the AU 0101 
mobile app

  • View balance and transactions View balance and transactions
  • Download account statement Download account statement
  • Request cheque book Request cheque book
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40+ lakh customers banking on app

Not sure if this card is right for you?

  • Personal assistance
  • No spam

Customer support

24x7 help

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Exceptional Milestone Benefits

  • Monthly Milestone: Say 'Yes' to benefits of an opulent lifestyle with 1,000 Reward Points (1 Reward Point = Rs. 1) on a minimum retail spend* of RS. 75,000 per statement cycle.

     

    *Note: Utility, Insurance, Transportation, Rent, Education & Govt, Fuel, Cash, & EMI transactions are not eligible for monthly milestone calculation.

  • Taj Epicure: Complimentary Taj Epicure Membership on minimum net retail spends of Rs. 12 Lakh in a card anniversary year. Know More

Travel In Leisure

  • Complimentary Domestic Airport Lounges: Unwind in comfort with 16 complimentary domestic lounge accesses annually (4 per quarter) with your AU Zenith+ Credit Card.  For eligible list of Domestic Airport lounges, click here. For detailed terms & conditions, click here
  • Complimentary International Airport Lounges: Relax and rejuvenate with 16 complimentary international airport lounge access annually (4 per quarter) using your Priority Pass. For eligible list of International Airport lounges, click here.
  • Airport Meet & Assist: Get end-to-end airport VIP check-in with 4 complimentary services annually (1 per quarter). To book call concierge on 1800 210 0298 (toll free) or 022-42320298. Know more

Note: Usage of Priority Pass within India is chargeable. Know more

 

    Lifestyle Privileges

      • Add Companionship To The Story

      Enjoy up to 16 complimentary buy-one-get-one movie/event tickets on BookMyShow annually using Zenith+ Credit Card (4 tickets per quarter with discount up to Rs. 500 per ticket). Know More

      • Swing into your ace game with exclusive golf games/ lessons

      Enhance your game with up to 8 complimentary golf games or lessons annually (2 per calendar quarter). To book call concierge on 1800 210 0298 (toll free) or 022-42320298. Know More

    Spend with Complete Peace of Mind

    • Zero liability on fraudulent transactions done on your lost card after you report the card loss to the bank. 
    • Protect your card against counterfeit/skimming and online frauds

    One Card. Many Security Features.

      • Up to Rs.2 cr: Air accident cover
      • Up to Rs.15 lakhs: Credit shield & Card Liability
      • Up to Rs.50,000 Purchase protection cover
      • Zero liability on fraudulent transactions done on your lost card after you report the card loss to the bank.
      • Protect your card against counterfeit/skimming and online frauds.
      • Travel Cover on baggage delay, delay in flight, loss of passport and plane hijack.

       

    Please click here to view detailed terms and conditions. To claim any of the mentioned insurance benefits, please call our Customer
    Care no. 1800 1200 1500

    Xpress EMI

    Now convert transactions of Rs.500 and above with a minimum total value of Rs 2,000 into EMI, club up to 20 billed or unbilled transactions together for conversion.

    You may now convert eligible credit card transactions into EMIs using any of the following channels:

     

    • AU 0101 App: Convert your transaction in to EMI in 2 steps. To convert, click here
    • Net-Banking: Convert your transaction into EMI in 2 steps. To covert, click here
    • Auro Chat-bot: Convert your transaction into EMI in 2 steps. To covert, click here
    • WhatsApp Banking:  Just write “Hi” on our official AU Bank channel over WhatsApp: (8383838399) and proceed
    • On Call: 1800 1200 1500 (Our Customer Care team will help you convert instantly)
    • IVR (Interactive Voice Response)

    Curated Offers of Visa

    • Experience luxury stay at ITC Hotels (India’s third largest Hotel chain with an array of brands offer available at 40+ properties). Stay for 3, Pay for 2 and 50% savings on the 2nd night. Know More
    • Exclusive Stay Offers with Elivaas (Curated luxury villa vacations at coveted Indian destinations, offers available at 150+ luxury villas). Stay for 3, Pay for 2 and 50% savings on the 2nd night. Know More
    • Complimentary Visa Meet & Greet services (available at all major Indian airports for International flights (to/from) from India). Offered only to Cross-border active customers meeting a specific spends threshold and repeat customers can avail a 10% discount. Know More
    • Premium Dining Program Dine with Visa, offering reservations & curated menus that help cardholders enjoy a unique culinary experience. Know More

     

    Curated Offers of RuPay

    • Enjoy now amazing offers available on your Zenith+ RuPay Credit Card. Know More

    A Grand Welcome

    As a valued Zenith+ cardholder, you are welcomed with an exclusive benefit worth Rs. 5000 upon card activation redeemable as a luxury brand voucher or equivalent Reward Points, automatically credited post card activation.

    Click here to view the Terms & Conditions of the AU Zenith+ Credit Card Welcome Benefit

    Device Protection Plan

    • Air accident cover : Up to ₹2 Crore.

       

      Card liability cover

       

      In an unfortunate event of loss of Credit Card, you carry zero liability on any fraudulent transactions made with card after reporting the loss to the bank. Also, you are protected against Card Counterfeit/Skimming and Online frauds.

       

      Credit shield : Up to ₹15 Lakhs.

       

      Purchase protection : Up to ₹50,000

       

      Other travel related covers

       

      Please click here to view detailed terms and conditions. To claim any of the mentioned insurance benefits, please call our Customer Care no. 1800 1200 1500.

    Elite Rewards On Spends

      • Earn 2 Reward Points per Rs. 100 spent on travel, dining, and international spends.
      • Earn 1 Reward Point per Rs.100 spent across all merchant categories.
      • Value of 1 Reward Point is Rs.1

       

      Cardholders will earn a maximum of 1000 Reward Points on following spend categories: Utility & Telecom, Insurance, Education & Government and Rent.

    Note: Cash, EMI, Fuel, Transportation, BBPS & Quasi Cash transactions will not be eligible for Reward Points. 

    More Travel Cover

    Please click here to view detailed terms and conditions. To claim any of the mentioned insurance benefits, please call our Customer Care no. 1800 1200 1500.
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