Contactless Travel
The card uses tap and pay technology for quick and hassle-free transactions
Multi-Modal Travel
This card is designed to be interoperable across different modes of public transportation
Convenience
Eliminate the need for exact change or waiting in line to purchase tickets, making the boarding process faster and convenient
Recharge
Users can easily recharge the Haryana roadways NCMC prepaid card online through designated portals or mobile apps.
Secure and Trackable
The card offers enhanced security compared to carrying cash. Users can also track their travel expenses and balances through online platforms.
Total benefits with your account
You pay
₹0*
Your benefits
₹5,400*
Things to know
Fees and Charges
Service Fees for AU Haryana Roadways NCMC Card
| Insta Card Issuance Fee | INR 135 +18% GST + Online PG charges as applicable |
| Online Card Issuance fee | INR 135 +18% GST + Delivery charges (INR 125 +18% GST ) + Online PG charges as applicable |
| Maximum Card Balance Limit | INR 10,000 (INR 2000 for offline and INR 8000 for online transaction on the basis of Min. KYC) |
| Card Reload Fee | 1.8 % or Flat INR 10 – (Whichever is more, round off to nearest rupee) |
| Minimum Load Amount | INR 100 (initial money load must be a min. of INR 100/- and in multiple of INR 100/- thereafter) |
| Card Replacement Charges | INR 150 |
| Annual Maintenance Charges | INR 75 |
For more information, click here.
How to Apply
There are two types of Haryana Roadways NCMC cards -
A. Personalized card: These cards have the card holder's name, photograph (if applicable) printed on it. Customer can apply for a card online and will be delivered to the customer's given address.
- Click here to apply and follow the below steps.
- Fill your Aadhar details, verify address, email, and mobile number linked with Aadhar in application form.
- After entering details OTP (One time password) will be generated and sent to your mobile number linked with Aadhar.
- Pay the amount (Card issuance fee + PG charges + card delivery charges)
- On successful submission, card shall be delivered to your address.
B. Non personalized Insta Card: Customer can visit nearest Haryana roadways bus depot / station to get card issued instantly by providing Aadhar details and by paying issuance fee. These cards do not have cardholder details on them.
- Visit your nearest Haryana Roadways bus depot/station and request for the AU Small Finance Bank and Haryana Roadways co-branded NCMC prepaid card at the counter.
- Fill your details in the Application Form and submit it to the operator. (Fill Aadhar linked mobile number your application form.)
- After entering the details by the operator, One Time Password (OTP) will be generated and sent to your mobile number linked with Aadhar.
- After OTP validation, by paying the applicable issuance fee amount and load the card as per your usage.
For more information, please visit the user guide
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Frequently Asked Questions (FAQs)
What are the interest rates offered on the AU Aarambh Savings Account?
We offer attractive interest rates to our Savings Account customers. Click here for more information on interest rates.
How does the monthly interest payout feature work?
With our monthly interest payout feature, you receive your earned interest every month, providing regular income and liquidity.
What are the benefits of the RuPay Classic Debit Card included with the account?
The RuPay Classic Debit Card offers secure transactions across India and comes with additional insurance benefits for added peace of mind.
What digital banking services are available with the AU Aarambh Savings Account?
You can bank anytime, anywhere with our state-of-the-art digital banking services, including Phone Banking, Mobile Banking, Cash Deposit Machines, and Internet Banking.
Are there any minimum balance requirements for the AU Aarambh Savings Account?
No, you can enjoy the convenience of banking without the hassle of maintaining a minimum balance requirement with our AU Aarambh Savings Account.
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