Why AU Small Finance Bank is the best bank for a Savings Account?

We are one of the best bank for savings account as we offer high interest rates and monthly interest credit that is much higher than the interest offered by many other banks. You can now instantly open an Savings Account online with video KYC facility via Video Banking.

What type of Savings Account should I open?

We at AU Small Finance Bank cater to the different needs of our customers. So, whether you are a woman, a senior citizen or a parent who wants to open a Savings Account for your children, we have exclusive account plans for everyone. We offer savings account with higher interest rates.

What is the minimum balance requirement in a Savings Account?

The average monthly balance required to open an AU Savings Account is INR 10,000/5,000 for Urban/Core Branches.

How can one choose the best Savings Account?

While searching for the best Savings Account, here are some of the pointers you should keep in mind: Assess your Needs, Interest Rates, Minimum Balance Criteria, Ease of Online Access, Debit Card Offers.

What is a Savings Account?

A savings account is a type of bank account that allows you to deposit money, earn interest on your balance and withdraw funds while keeping your savings secure.

AU NRI Savings Accounts

Bank seamlessly across borders with premium services

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Taj Experiences Gift Card
International airport lounge access
Concierge Services

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Marriott Vouchers
Dedicated Wealth Management
Get MMT Cab Vouchers

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Express Interest

High Interest Rates
Video Banking Feature
Premium travel, entertainment, and health benefits

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Joining Benefits Worth ₹1,500
Earn up to 6.75%* p.a.
Video Banking Services

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Earn up to 6.75% p.a.
Unlimited digital payments
0 markup & 0 charges on international transfers

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Which account is best for you?

AU Royale Account

Up to 6.75%* p.a. High interest rates
Additional 5 accounts Family banking
Yes Personal Relationship Manager
2.5% Lower cross-currency mark-up

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AU Platinum World Account

Up to 6.75%* p.a. High interest rates
No accounts Family banking
No Personal relationship manager
NA Lower cross-currency mark-up

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Assured benefits on all AU Savings Accounts

Monthly Interest Payments

Video banking

AU Debit Card

Dedicated Relationship Officer (for select programs)

Easy access to funds

Extended banking hours

Get higher interest rates with AU Bank

Account balance

₹10,000

10000 100000000

Annual interest with AU Bank

Annual interest with other banks

Earn more than other banks (assuming industry average interest rate of

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Choose the right savings account type: Understand the various savings account options offered by AU Small Finance Bank to select the one that best suits your financial needs and goals.
Prepare your documents: Gather all necessary documentation, such as identification and proof of address, and have them ready for submission. If you're funding your savings account through a remittance route, make sure you have the required information handy.
Provide accurate contact details: Ensure you share correct and up-to-date communication details, including your phone number, email address, and mailing address. This will facilitate smooth communication and updates from the bank.
Be Video KYC-ready: If you plan on opening your savings account using the Video KYC process, ensure you have a compatible device and a stable internet connection for a seamless video call experience. This will help expedite the account opening process and enable you to start enjoying the benefits of your AU Savings Account sooner.

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