*Applicable for Senior Citizen Individuals (60 years and above) who are Resident Indians on deposits less than 3 Cr (except for non-callable deposits)
AU Fixed Deposits
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Earn high-Interest Rates
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Senior Citizens* Can Earn Up To 0.50% p.a. additionally
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Choice Of Interest Payout
Fixed Deposits Sweep in Facility
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Earn High Interest While Maintaining Liquidity
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Automatic Fund Management
AU 5 Year Tax Saving Fixed Deposit
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Avail Attractive Interest Rates
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Senior Citizens Can Earn upto 0.50% p.a. additionally
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Enjoy Tax Savings Upto ₹ 1,50,000
What no one tells you Things to consider before you open a term deposit
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Shop around for the best interest rates. Higher rates on term deposits make a big difference on your earnings over time.
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Think about how long you can lock your money. If you need funds soon, go for short term, if you can leave it untouched, a longer term offers better rates.
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Know the penalties for early withdrawal.
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Decide if you prefer receiving interest payments monthly, quarterly, or at the end of the term.
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Some accounts renew automatically, locking in a new term. Be aware of what happens when your term ends.
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Check the minimum deposit requirement for opening a term deposit account.
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National presence
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Download account statement
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Request cheque book
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