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SMARTLoan

  • Instant disbursement in any savings account
  • Digital journey with no documentation
  • Attractive interest rates starting 1.2% per month
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Xpress Loan

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  • No Documentation
  • Low Processing Fee

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Things to consider Things to consider before you avail a home loan

  • <p>Consider the interest when deciding on a loan tenure.</p>

    Consider the interest when deciding on a loan tenure.

  • <p>Check all the associated charges including prepayment and foreclosure charges.</p>

    Check all the associated charges including prepayment and foreclosure charges.

  • <p>Check all the specifications and calculate the resale value of the car.</p>

    Check all the specifications and calculate the resale value of the car.

  • <p>Keep an eye on your credit card purchases before applying for a loan.</p>

    Keep an eye on your credit card purchases before applying for a loan.

  • <p>Avoid major life changes, such as changing jobs, during the loan repayment process.</p>

    Avoid major life changes, such as changing jobs, during the loan repayment process.

  • <p>Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.</p>

    Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.

  • <p>Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.</p>

    Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.

  • <p>Avoid making large money withdrawals from your account or credit card.</p>

    Avoid making large money withdrawals from your account or credit card.

  • <p>Avoid making multiple loan applications within a short timeframe.</p>

    Avoid making multiple loan applications within a short timeframe.

Why AU?

  • <p>National presence</p>

    National presence

    Bank with us across 1042 branches & ATMs.

  • <p>Get a bit more</p>

    Get a bit more

    Enjoy quality services at competitive rates.

  • <p>Visit branches without the wait</p>

    Visit branches without the wait

    Our ample touchpoints ensure all our customers are conveniently served.

  • <p>Superfast app</p>

    Superfast app

    Manage and track all your transactions on the AU 0101 App.

  • <p>Sustained growth</p>

    Sustained growth

    Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

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Bank anywhere anytime, on the AU 0101 
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  • Open FD/RD Open FD/RD
  • Download FD/RD interest certificate Download FD/RD interest certificate
  • View deposit details View deposit details
37 lakh customers bank on the app
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Our range of cards for your range of needs

  • Xpress EMI Xpress EMI
  • Silverspoon Dining Program Silverspoon Dining Program
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