SMARTLoan
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Instant disbursement in any savings account
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Digital journey with no documentation
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Attractive interest rates starting 1.2% per month
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Things to consider Things to consider before you avail a home loan
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Consider the interest when deciding on a loan tenure.
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Check all the associated charges including prepayment and foreclosure charges.
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Check all the specifications and calculate the resale value of the car.
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Keep an eye on your credit card purchases before applying for a loan.
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Avoid major life changes, such as changing jobs, during the loan repayment process.
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Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.
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Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.
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Avoid making large money withdrawals from your account or credit card.
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Avoid making multiple loan applications within a short timeframe.
Why AU?
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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Open FD/RD
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Download FD/RD interest certificate
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View deposit details
Our range of cards for your range of needs
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Xpress EMI
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Silverspoon Dining Program
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300+ exclusive AU Rewardz