In-Patient Hospitalisation Expenses: Expenses covered for minimum 24 hours of hospitalisation Day Care Procedures: All day care procedures covered Emergency Ambulance Expenses: Maximum of INR 2000 per hospitalisation Pre and Post Hospitalisation: Covers the expenses for 30 days and 60 days respectively AYUSH Coverage: Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy Dental Treatment and Plastic Surgery: Necessitated due to disease or injury Co-payment – 5% on every admissible claim Room limits – 2% of Sum Insured up to INR 5000/- per day. ICU – 5% of Sum Insured up to INR 10000/- per day Sublimit for treatments listed under the policy

Initial Waiting Period: 30 days for all illnesses (not applicable on renewal and for accidents) Waiting period of 2/4 years for treatment of listed diseases Pre-Existing Disease (PED): Benefits not available for any pre-existing condition(s) until 48 consecutive months of continuous coverage Any expenses incurred on domiciliary hospitalisation and OPD treatment War, hostilities whether war declared or not Unproven Treatments & Maternity Expenses For detailed list of exclusions, please refer to the policy wordings on our website.

Insurance Claims Support and Policy Renewal

Smart Saver Savings Account

About Smart Saver Savings Account
Pay-as-you-go and reap the benefits of Smart Banking with nominal balance requirements
• Average monthly balance of ₹1,000
• Silver Rupay Classic Debit Card

Note - This Product Variant is available at selected locations

Top Features of Smart Saver Savings Account

• Instant Account Opening - Instantaneous Account Opening through Aadhaarbased authentication.
• Interest Pay-Our Seamless fund transfer - Transactions at your fingertips through Internet and Mobile Banking.
• Minimal Average Monthly Balance - Maintain an Average Monthly Balance of just ₹1,000/-

Silver (RuPay Classic) Debit Card with Exciting Offers
Enjoy range of benefits on your Debit Card including exciting offers across Travel, Ecommerce, Entertainment, 5 free transactions per month at Non-metro and 3 free transactions at Metro ATMs. For more details click here

Things to know

Claim Process

Reach us on our Toll-Free number (1800-208-5544) to register your claim. Don't worry, we will guide you through the rest.

What is covered?

In-Patient Hospitalisation Expenses: Expenses covered for minimum 24 hours of hospitalisation
Day Care Procedures: All day care procedures covered
Emergency Ambulance Expenses: Maximum of INR 2000 per hospitalisation
Pre and Post Hospitalisation: Covers the expenses for 30 days and 60 days respectively
AYUSH Coverage: Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy
Dental Treatment and Plastic Surgery: Necessitated due to disease or injury
Co-payment – 5% on every admissible claim
Room limits – 2% of Sum Insured up to INR 5000/- per day. ICU – 5% of Sum Insured up to INR 10000/- per day
Sublimit for treatments listed under the policy

What is not covered?

Initial Waiting Period: 30 days for all illnesses (not applicable on renewal and for accidents)
Waiting period of 2/4 years for treatment of listed diseases
Pre-Existing Disease (PED): Benefits not available for any pre-existing condition(s) until 48 consecutive months of continuous coverage
Any expenses incurred on domiciliary hospitalisation and OPD treatment
War, hostilities whether war declared or not
Unproven Treatments & Maternity Expenses
For detailed list of exclusions, please refer to the policy wordings on our website.

See all

When one purchases Insurance from AU Small Finance Bank, they receive a dedicated claim support team to help them throughout the claim settlement journey. The dedicated team supports them whenever there is a need or gap or query in the claim settlement journey.

For any insurance claims related queries/complaints please call on 1800 120 130 130 or write us at claims@aubank.in