Credit Card Swipe-Up Platform

AU Small Finance Bank, India's Largest Small Finance Bank, is launching a revolutionary approach called the 'Credit Card SwipeUp Platform' through which the bank is giving an opportunity to other bank Credit Card holders to avail a better/upgraded Credit Card. This platform will enable cardholders to gain benefits such as better reward points, higher cashback, increased credit limit, zero maintenance fees & others.

If you are using a Credit Card with limited or no extra benefits, then it's time to apply for our Credit Card SwipeUp Platform rather than searching for a new one outright. 

Before knowing about Credit Card SwipeUp Platform in detail, let's understand the reasons for upgrading your Credit Card. 

• 1. You own a basic card that doesn't match lifestyle needs: You own a Credit Card that doesn’t have the required lifestyle benefits; this is a major indication that your Credit Card needs an upgrade. If you are spending using the card, then you may choose to upgrade your card, which provides better lifestyle benefits.
• 2. You are looking for enhanced Credit Limit: One of the reasons for a Credit Card upgrade would be increasing the Credit Limit. An enhanced credit limit will give you the flexibility to spend in a hassle-free manner. 
• 3. You have a good Credit Score: If you have a good credit score, then you can be eligible for a better Credit Card. 
• 4. You are not earning rewards or cashbacks: Leading Scheduled Commercial Banks like AU Small Finance Bank offers a range of Credit Cards with an array of benefits such as accelerated reward points, cashbacks, & more. If your basic Credit Card doesn't offer such benefits, then it's worth upgrading your Credit Card with us through our Credit Card SwipeUp Platform.

Now that you know the reasons for upgrading the card, let's look at how you can initiate the process through our Credit Card SwipeUp Platform.

Other bank credit cardholders can opt for Credit Card SwipeUp Platform by following the below steps:

• Step 1: The cardholder has to enter the first 6 digits of the existing Credit Card
• Step 2: Input the name of the Credit Card
• Step 3: Enter the Credit Card limit to check the eligibility for an upgraded Credit Card

As soon as the customer enters these details, AU Small Finance Bank will suggest an upgraded AU Credit Card that will have better reward points, higher cashback, higher credit limit, zero membership fees and other features that match with the customer’s lifestyle needs.

Below listed are some of the reasons why you should opt for our Credit Card SwipeUp Platform. 

• If you are using a Credit Card having basic features that don't match with your current lifestyle or usage pattern

• If your existing bank or issuer is not offering improved features on the card

• If your bank or issuer has increased the Credit Card Limit, but there is no change in the features/benefits of the card

Before upgrading a Credit Card, it is always necessary to evaluate a few factors:

• Consider your spending habits 
• Check whether you will get rewards, cashback or offers on transactions
• Do cost-benefit analysis as a card involves expenses like annual fees, maintenance fees or renewal fee 
• Opt for a higher credit limit

Terms & Conditions apply

AU Small Finance Bank doesn't promise to offer an upgraded card against all other Credit Cards variants available in India. Upgraded AU Credit Card issued will be to the best of our efforts.