What Is AU Remit & How It Helps You Send Money Abroad

Date: 8th July 2025 | Read time: 2 Minutes

Sending money abroad should be simple, transparent, and secure—and that’s exactly what AU Remit delivers. Integrated into the AU 0101 App and internet banking, AU Remit lets you transfer funds internationally without ever stepping into a branch. Whether you’re supporting family overseas, paying for education, or managing business payments, here’s how AU Remit streamlines the entire process.

With AU Remit, there’s no paperwork, no physical forms, and no branch visits. Once you log in to the AU 0101 App or internet banking, you can add beneficiaries, choose your transfer method, and confirm payment—all in a few taps. This fully digital approach means you can initiate the money transfer at any hour, even during weekends or bank holidays.

One of the biggest frustrations in overseas remittances is unexpected charges. AU Remit displays all fees upfront—bank charges, regulatory taxes, and live exchange rates—so you know exactly how much you are sending and how much your recipient will receive. As soon as you confirm the transaction, you can follow its progress in real time. You’ll see when INR is debited, when the conversion happens, and when the beneficiary’s account is credited.

• Resident Indian Customers with an active AU savings account can send money abroad under the RBI’s Liberalised Remittance Scheme (LRS). AU Remit automatically checks your remaining LRS balance, helping you stay within limits for purposes like education, medical treatment, or family support.
• NRI Customers with an AU NRE account can transfer funds overseas without LRS restrictions. If you do not yet hold an AU account, you can open a savings or NRE account online through the AU 0101 App or by visiting a branch—then start using AU Remit right away.

AU Remit supports transfers to over 40 countries. You can choose to credit funds directly into the beneficiary’s bank account, or even send money to a mobile wallet where available. You can tarck the transaction process.

1. Log In and Select “Send Money Abroad”

   Open the AU 0101 App or access internet banking, then navigate to AU Remit.

2. Add Recipient Details

   Enter the beneficiary’s name, country, and bank. Once saved, these details remain available for future transfers.

3. Choose Amount and Purpose

   Decide whether to specify the INR amount or the desired foreign-currency amount, and select the reason for your transfer—such as education fees, medical expenses, or family maintenance.

4. Review Fees and Exchange Rate

   Before confirming, you’ll see the total cost and breakup. This ensures there are no surprises or hidden fee after you send.

5. Confirm and Track

   Authorize with your MPIN or OTP. The moment you confirm, you receive a transaction reference number and can monitor the status until the beneficiary receives funds.

• 24×7 Availability

  Initiate remittances at any time, without waiting for banking hours.

• No Hidden Charges

  All fees and rates are visible before you proceed, so you understand the full cost.

• Real-Time Updates

  Transparent tracking keeps you informed from the moment funds leave your account until they reach the recipient.

• Convenience and Speed

  A single digital platform handles every step, making overseas transfers faster and less stressful.

AU Remit transforms international money transfers into a hassle-free, transparent experience. Whether you need to support family, pay tuition fees, or manage global business transactions, AU Remit’s digital-first approach ensures your funds reach their destination quickly and securely.