Current Account

AU Royale Current Account for Company Secretaries: Zero Balance Business Banking with Exclusive Benefits

2 min read
Apr 30, 2026
AU Royale Current Account for Company Secretaries: Zero Balance Business Banking with Exclusive Benefits

Introduction: Premium Business Banking Tailored for Company Secretaries

In today’s fast-evolving corporate landscape, Company Secretaries require a powerful and flexible current account that supports business transactions, compliance requirements, and financial efficiency.

Understanding these needs, AU Small Finance Bank introduces the AU Royale Current Account for Company Secretaries under its Royale Business Program for CS. This premium offering is designed specifically for ICSI members, combining zero balance convenience, business tools, compliance benefits, and exclusive offers.

What is AU Royale Current Account – Company Secretary Program?

The AU Royale Current Account for Company Secretaries is a specialized business banking solution tailored for members of the Institute of Company Secretaries of India (ICSI).

It offers:

  • Zero balance flexibility
  • Seamless business and personal account integration
  • Exclusive discounts on compliance and business tools
  • Premium banking services and relationship management

This makes it one of the popular current accounts in India for professionals and consultants.

Why Company Secretaries Need a Specialized Current Account

Company Secretaries manage:

  • High-volume financial transactions
  • Compliance filings and regulatory processes
  • Client billing and professional income
  • Business expenses and vendor payments

A regular current account may not provide:

  • Cost efficiencies on business tools
  • Compliance-related benefits
  • Personalized banking support

The AU Royale Business Program addresses these gaps with a holistic business banking ecosystem.

Key Features of AU Royale Current Account

1. Zero Minimum Balance Requirement

Operate your business freely without worrying about maintaining a minimum balance, ensuring better cash flow management.

2. Personalized Account Number

Use your ICSI membership number as your account number (on request), adding a professional touch and easy recall.

3. Business & Personal Account Integration

Link your personal and business accounts for:

  • Simplified financial tracking
  • Better fund management
  • Unified banking experience

4. Exclusive Company Secretary Debit Card

Get a customized debit card designed for Company Secretaries, offering:

  • Higher transaction limits
  • Business-friendly features
  • Exclusive merchant benefits

5. Unlimited Banking Convenience

  • Unlimited free cheque leaves
  • Up to 25 free outward cheque returns
  • Free cash & cheque pickup via doorstep banking

These features ensure smooth day-to-day business operations.

6. Low Forex Charges

Benefit from one of the lowest cross-currency mark-up fees ideal for:

  • International client payments
  • Cross-border transactions
  • Business travel expenses

7. Preferential Loan Pricing

Get access to:

  • Lower interest rates on business and personal loans
  • Reduced processing fees
  • Faster approvals

8. Dedicated Relationship Manager

Receive personalized support with a dedicated Relationship Manager to handle:

  • Banking queries
  • Financial solutions
  • Priority service requests

Exclusive Business Offers & Discounts

One of the biggest advantages of this account is access to curated business and compliance tools at discounted rates.

Business Essentials

  • Free visiting cards via Print Venue
  • Discount on Microsoft Office 365
  • credit on DigitalOcean cloud services

These offers help reduce operational costs and improve productivity.

Compliance & Taxation Benefits

  • Up to 10% off on Taxmann legal journals
  • Up to 50% off on Zolvit services
  • discount on Legalvis

Perfect for professionals dealing with compliance, taxation, and legal advisory.

ERP & Accounting Tools

  • Up to 15% off on Zoho Books
  • Up to 25% off on Busy Accounting Software

Manage accounting, invoicing, and financial records more efficiently.

Additional Business Tools

  • Complimentary 1-year Assetze subscription for IT management software

Value-Added Banking Services

Doorstep Banking

Save time with free cash and cheque pickup services, enabling you to focus on your business instead of branch visits.

Digital Banking Experience

Access advanced features through:

Business Growth Support

With access to:

  • Credit facilities
  • Financial tools
  • Advisory support

This account acts as a growth enabler for your professional practice.

Eligibility Criteria

To open the AU Royale Current Account under the CS Program, you must:

  • Be a resident of India
  • Be an active member of ICSI
  • Complete KYC and required documentation as per regulatory guidelines

How to Open AU Royale Current Account

You can open your account easily through:

  • Visiting your nearest AU Small Finance Bank branch
  • Contacting customer care for assistance
  • Opting for assisted onboarding support

Conclusion

The AU Royale Current Account for Company Secretaries is not just a banking solution—it’s a complete business ecosystem.

With:

  • Zero balance flexibility
  • Business tool discounts
  • Compliance-focused benefits
  • Premium banking services

It empowers Company Secretaries to manage finances efficiently, reduce costs, and grow their practice.

If you are looking for the best current account for professionals in India, this offering from AU Small Finance Bank is a strong contender.

FAQs on Royale Current Account for Company Secretaries

1. What makes this current account unique?

It is specifically designed for Company Secretaries, offering zero balance, compliance benefits, and business tool discounts.

2. Is there any minimum balance requirement?

No, this account comes with a zero minimum balance requirement.

3. Can I link my personal and business accounts?

Yes, you can group both accounts for better financial management.

4. Are there any benefits on business tools?

Yes, you get exclusive discounts on compliance, accounting, and ERP tools.

5. Do I get cheque and cash pickup benefits?

Yes, you get unlimited cheque leaves, free returns (up to 25), and doorstep pickup services.

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