Facilities Designed As Per The Seasonal Requirement Of Business

Customized credit solutions for seasonal business needs

Short-Term Credit

Quick funds for day-to-day agri and business needs in semi urban and rural areas

Cash Credit
Overdraft
Working Capital Demand Loan
Pre & Post Shipment Packing Credit in INR/foreign currency

Varied Collateral Options Looking As Per Customer Requirements

Collateral choices tailored to your convenience

Catering To The Needs Of All Stakeholders

Solutions for farmers, traders, and agri businesses alike

Flexible Repayments Options Based On Income And Tenure

Repayment plans designed for your financial comfort.

Doorstep Service With A Dedicated Relationship Managers

Personalized support at your location.

Things to know

Rates & charges

  • Competitive interest rates
  • Competitive processing fees
  • No hidden charges
  • Click here to see Rates and Charges

Documents required

  • Loan application form
  • Know Your Customer (KYC) documents
  • Financial documents
  • Banking documents
  • Any other document as required

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Frequently Asked Questions (FAQs)

How can working capital facility help your business?

Working capital facility can help you avail liquidity for working capital requirements when daily cash flows can’t meet the requirement.

What is the interest rate for your loan facility?

We offer competitive interest rates for our loan facilities. The interest for each loan is determined based on the assessment of your business profile, financial records, loan amount required, past track record and tenure of loan.

Will there be any review/renewal charges post completion of 12 months of OD/CC facility?

Yes, for every OD/CC renewal processing fee is levied as limit is renewed for another 12 months.

What happens if I don't use the full amount of my credit line?

If you don’t use the full amount of your credit limit, interest will be charged on the utilized amount only. You can still access the remaining credit line if you need it in the future till the limit validity.

Do you offer unsecured credit facilities?

No. We offer only secured loan facilities. However, collateral free overdraft facility is available under CGTMSE scheme up to Rs 2 crore.

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