Upgrade In 3 Simple And Easy Steps
It’s time to take the step towards privileges and benefits that you deserve today!
Increased credit limit
Higher reward points
Exciting Cashbacks
Lifetime free card
Value added features
Things to know
Terms & conditions
- Other Bank Credit Card features/charges are indicative & were last updated on 1st May 2023.
- Milestone and Welcome benefits are not considered for feature comparison or value chart.
- Spend assumptions across categories are considered basis AU Small Finance Bank Credit Card usage pattern. Earning/savings is basis per Rs. 100 spend by the cardholder.
- Comparison of features & benefits is accurate to the best of our efforts. AU Small Finance Bank (“AU Bank”) will not be responsible for any discrepancy in the features/charges applicable on your existing other Bank Credit Card.
- For latest features/charges applicable on your existing other Bank Credit Card, you may visit respective Bank Credit Card website.
- AU Bank doesn’t promise to offer an upgrade against all Credit Cards available in the market. Under this program upgraded AU Bank Credit Card will be issued to the best of our efforts and Bank’s policy criteria.
- Issuance of the upgraded Credit Card under AU Small Finance Bank SwipeUp program will not lead to closure of the other Bank existing Credit Card.
Things to consider Before you avail a Personal loan
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Consider the interest when deciding on a loan tenure.
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Avoid applying for a disputed property.
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Keep an eye on your credit card purchases before applying for a loan.
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Avoid making major life changing decisions like a job change to avoid default on loan repayment.
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Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.
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Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.
Why AU
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National presence
Bank with us through a network of 2,900+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Our range of cards for your range of needs
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![Xpress EMI]()
Xpress EMI
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![Silverspoon Dining Program]()
Silverspoon Dining Program
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![300+ exclusive AU Rewardz]()
300+ exclusive AU Rewardz
How to get insured?
- AU customers and non-AU customers can buy insurance via these modes:
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is AU Small Finance Bank SwipeUp Platform?
SwipeUp Platform is a unique offering of AU Small Finance Bank that offers upgraded Credit Card to other Bank Credit Cardholders. Through this platform, you will get an assured upgraded AU Credit Card against other bank's existing credit card matching your current upgraded lifestyle.
How is upgrade through AU Small Finance Bank SwipeUp Platform is different?
When you choose AU Small Finance Bank SwipeUp Platform, you enjoy a card with more features & benefits i.e.: Higher Reward Points and Cashbacks apart from only Higher Credit Limit that is offered by your existing Credit Card.
Why do I need to upgrade my Credit Card?
You need a Credit Card that offers benefits best suited to your current lifestyle needs. As you progress, your lifestyle needs change and by upgrading your Credit Card it can continue to offer benefits matching your evolving needs.
When can I apply for SwipeUp Platform?
You can apply for SwipeUp Credit Card Platform anytime, instantly when you wish to upgrade your Credit Card with a simple process.
What are the benefits of AU Small Finance Bank SwipeUp Platform?
You will get an upgraded Credit Card which will have Higher Rewards, Exclusive Cashbacks and Value-Added Features in comparison to your existing other Bank Credit Card, at Zero Membership Fee.
