Zero Markup & Zero Charges on International Money Transfers
More savings across all your remittance needs
High Interest Rates
Earn up to 6.75%* p.a. on your NRE & NRO Savings Account Click here for Savings Account Interest Rates
Banking at Your Convenience
Simply email your request at nriservices@aubank.in, call us on +91-1417141000 / +91-1416673220 or give us a miss call on +91 9699099408.
Dedicated Relationship Manager
Dedicated relationship manager as your single point of contact across all your banking needs
Free Tax Advisory
Get all your Indian income tax queries addressed through our dedicated advisory desk. Send your queries at nritaxadvisory@aubank.in
State-of-the-Art Digital Banking
Instant access to your funds through AU 0101 App and NetBanking. You can even book flights & hotels, recharge your mobile, and apply for a host of products and services
Free PO Box Facility
Now send your service requests using PO Box facility, simply drop your documents to PO Box address, click here for PO Box address
Wide range of products & services
Our wide array of products includes lockers, Insurance, & Asset products. We are a one-stop-shop for all your needs
Mandate holder facility
Make use of the Mandate Holder facility and let a family member in India manage your account
Feature-rich Debit Card
Get a Visa Platinum NRE Debit Card that provides enhanced insurance coverage and 100+ offers and discounts across leading brands in India
Unlimited digital payments
Transact hassle-free with free digital payments (RTGS/NEFT/IMPS)
Video Banking Service
Now get all your service requests
executed with Video Banking services
conveniently For list of services Click here
Disclaimer
*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
Things to know
Fees and Charges
Complete transparency on the list of charges for the services we offer. For more details, please refer to our Service Fees Reckoner
Eligibility
For NRIs:
- An Indian citizen residing overseas for employment, studies, business, or vocation
- An Indian posted in the UN, or an official deputed abroad by the Government of India, or a public sector undertaking
- An Indian national who is a mariner, or is stationed on an oil rig, or works with a foreign- registered airline
For PIOs or OCIs:
- An individual holding a foreign passport (conditions apply), who may have been issued with an Indian passport in the past
- Someone who has a grandparent or parent of Indian citizenship lineage
- A spouse of an Indian citizen or spouse of a Person of Indian Origin
Documents Required
Open an NRI Account with the following documents:
- Duly Filled Application Form
Passport Size Photographs
Identity Proof: Indian/Foreign passport
Proof of NRI/PIO Status: Valid VISA, Work/Residency permit, OCI Card, PIO declaration
Proof of Address: Indian and overseas address proof
FATCA/CRS declaration
How to apply
Open your NRI Account using the following options:
- Visit your nearest AU branch
Call customer care: 0141 - 7141000 (if you’re calling from outside India, charges may apply)
Document pick-up services: We offer Non-Face-to-Face account opening and offer complimentary pick-up of your KYC documents abroad. For more details contact: nriservices@aubank.in
Why AU
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National presence
Bank with us through a network of 2,700+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Download account statement
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Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
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FAQs
Can an NRI have a Savings Account in India?
NRIs cannot have a regular Savings Account in Indian banks but can open a specialized NRI Account. This allows convenient transfer of funds to loved ones in India and the ability to invest in Indian assets at attractive exchange rates.
Can I transfer money from my NRI Savings Account?
If you hold both types of NRI Savings Account (NRO and NRE), you can transfer up to USD 1 million in a calendar year from an NRO to an NRE account. You can also transfer funds from one NRE account to other NRO and NRE Accounts in India.
Only foreign currency can be deposited in an NRE account, but it can be withdrawn in Indian Rupees. An NRE account facilitates the transfer of funds to a foreign account without restrictions. You can transfer foreign currency deposited and interest earned to your country of residence.
As far as NRO accounts are concerned, foreign and Indian currency can be deposited, but you can only withdraw in Indian Rupees.
Do NRI Account holders need to pay tax?
If you are the holder of an NRE Savings Account, you will not be liable to pay any income tax. However, if you have an NRO account, the interest accrued on the deposited balance in the account is taxable.
What are the interest rates for NRI Accounts?
NRI Accounts are a great way to earn high interest on your bank deposits. The interest rates are calculated daily, with payouts at the end of each month. To understand more about your NRI Savings Account interest rates, click here.
How do I claim NRI status?
You can claim NRI status if you are an Indian citizen who resides outside of India for any of the following reasons:
- For purposes of carrying out employment, business, or vocation.
- Under circumstances that indicate an intention to reside outside of India for an uncertain duration of time.
- For a temporary period in connection with employment
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