Double Benefit in Case of Accidental Death**
Weekly Coverage up to 100 Weeks in Case of Temporary Total Disability (Optional Cover)
Triple Benefit in Case of PTD*
Loyalty Benefit Increases SI by 5% Every Year Max. up to 50% in Case of Renewal
High Sum Insured up to ₹25 cr.
Coverage for Burns C Fractures
Things to know
Eligibility Criteria
- Age
- Minimum entry age - five years
- Maximum entry age - 65 years
- Coverage under Temporary Total Disablement (TTD) benefit cannot be renewed post 70 years
Tenure
One, two or three years
Relationships covered
Self, spouse, up to four children, up to two parents and two parents-in-law
Eligibility for Sum Insured
Earning member
Up to 12 times of annual gross income
In case Loan Protect benefit is opted for - Total sum of personal accident sum Insured + Loan Protect limit chosen should not exceed 15 times of annual gross income
Non-earning spouse - 100% of proposer’s sum insured/eligibility or 30 lacs whichever is lower
Non-earning parents / parents-in-law – 100% of proposer’s sum insured/eligibility or 15L whichever is lower (TTD benefit is not applicable)
Children – 100% of proposer’s sum insured/eligibility or 15L whichever is lower (TTD benefit is not applicable)
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