About Chola MS Private Car Insurance

vehicle-car

Safeguard Your Vehicle Against Damages

Protects against damages due to accidents, theft, natural calamities like floods, earthquake and social perils like riots, strike, terrorism

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Unlimited Liability For Third Party (TP) Personal Damage

Compensates if the vehicle accidentally injures any person or results in their death

accident

Compensation For Third Party Property Damage

Compensates if the vehicle accidentally damages other’s property which the owner is liable to pay

insurance-covers

Compulsory Personal Accident For Owner-Driver

Financial support in case of disablement/death due to accident while driving, travelling, mounting, or dismounting from the vehicle

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No Claim Bonus

Discount on renewal premium for no-claims in the last policy year

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Private Car Insurance Policies offered by Chola MS

Motor Private Car Policy Bundled
Chola Standalone Own Damage Policy for Private Car
Motor Private Car Package Policy
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Ad-On Covers For Additional Protection

Cholamandalam MS General Insurance Company Limited

  • (A Joint Venture between Murugappa Group & Mitsui Sumitomo Insurance Company Ltd., Japan) Regd. Office: Dare House, 2, II Floor,
N.S.C Bose Road, Chennai - 600 001.
  • India. T: +91-44-4044 5400 | F: +91-44-4044 5550 | E: customercare@cholams.murugappa.com
  • Trade Logo displayed above belongs to CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED (formerly TI Financial Holdings Limited) and
Mitsui Sumitomo Insurance Company Limited and used by Chola MS under License.
  • Motor Private Car Policy Bundled
  • Chola Standalone Own Damage Policy for Private Car
  • Motor Private Car Package Policy
  • *SMS charges as applicable
  • For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Terms and Conditions apply.
  • Prohibition of rebates 41. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer: (2) Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees. CIN: U66030TN2001PLC047977 | IRDA Regn. No.123 | UIN: IRDAN123RP0018V01201819| UAN: CMS/BANCA/AUSF/Motor Private Car Policy Bundled/Website Content/Digital/Eng/3461/Feb2023
  • UIN: IRDAN123RP0002V01201920 | UAN: CMS/BANCA/AUSF/Chola Standalone Own Damage Policy for Private Car /Website Content/Digital/Eng/3462/Feb2023
  • UIN: IRDAN123RP0001V03100001| UAN: CMS/BANCA/AUSF/Motor Private Car Package Policy/Website Content/Digital/Eng/3463/Feb2023
  • AU Small Finance Bank Limited ("AU Small Finance Bank") with registered office at 19-A, Dhuleshwar Garden, Ajmer Road,Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a corporate agent (Composite, IRDAI Reg No.: CA0515 valid till 30/08/2026) of Cholamandalam MS General Insurance Company Limited.
  • The purchase by AU Small Finance Bank’s customer of any insurance products offered by Cholamandalam MS General Insurance Company Limited is purely on voluntary basis and the policy is not a linked product of any other facility offered by AU Small Finance Bank. Tel: 1800 1200 1200 / 1800 26 66677;Website: www.aubank.in
  • The insurance products offered here are underwritten by Cholamandalam MS General Insurance Company Limited. Please seek the advice of your insurance advisor if you require any further information or clarification. The advertisement contains only an indication of cover offered.

How to get insured?

  • AU customers and non-AU customers can buy insurance via these modes:

AU 0101 App

24x7 help

AU Bank ATM/ branch

Why AU

  • <p>National presence</p>

    National presence

    Bank with us across 1042 branches & ATMs.

  • <p>Get a bit more</p>

    Get a bit more

    Enjoy quality services at competitive rates.

  • <p>Visit branches without the wait</p>

    Visit branches without the wait

    Our ample touchpoints ensure all our customers are conveniently served.

  • <p>Superfast app</p>

    Superfast app

    Manage and track all your transactions on the AU 0101 App.

  • <p>Sustained growth</p>

    Sustained growth

    Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.

Bank anywhere anytime, on the AU 0101 
mobile app

  • Compare & buy plans Compare & buy plans
  • Link all existing policies Link all existing policies
  • Renew policies and intimate claims Renew policies and intimate claims
30 lakh customers banking on app

Not sure which product is right for you?

  • Personal assistance
  • No spam

Customer support

24x7 help

Chola MS Private Car Insurance FAQs

Why Choose Chola MS?

  • Large network of cashless garages
  • Live Video Streaming (LVS) for claims intimation
  • Doorstep pickup & repair
  • Quick & hassle-free claims
  • Unlimited claims, until the IDV is exhausted

What is covered?

  • Theft of car
  • Fire accidents
  • Road accidents
  • Natural Calamities like flood, earthquake, storms and more
  • Man-made risks like riots, strike, malicious acts and more

What is predominantly not covered?

  • Consequential loss
  • Wear and tear
  • Mechanical/electrical breakdown
  • Failures/breakages
  • Damage due to influence of intoxicating liquor or drugs and others

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