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Personal
Business
NRI
Premium

Powerful Lifetime-Free AU Platinum Debit Card

Enjoy powerful features and extensive insurance coverage up to ₹15 lakhs

Special Loan Rates & Lower Processing Fees

Get exclusive benefits on loans, subject to eligibility

Insurance Cover On The Feature-Rich Debit Card

Includes air accident, lost card liability and purchase protection up to ₹15 lakhs

 

 

 

Lifestyle & Entertainment Perks

Enjoy Swiggy ONE BLCK, SonyLIV Premium-on us

Zero Markup & Zero Charges on International Money Transfers

More savings across all your remittance needs

Smart Investment Options

Grow your wealth with confidence

Secure Your Savings with Fixed Deposits

Guaranteed returns, zero risk

Doorstep Banking

2 free pick-ups or deliveries of instruments & cash

Locker Discounts

25% discount on locker rentals (1 per group)

Comprehensive Insurance Solutions

 Protection for what matters most

AU bonus benefits

Unlimited free Demand Drafts

Unlimited free Demand Drafts

Complimentary Demat account for the first year

Complimentary Demat account for the first year

Paperless cash deposits — no deposit slips required

Paperless cash deposits — no deposit slips required

Things to know

How to apply

Here are the two ways:

  • Apply Online: Quick, paperless application via our online portal. Click here apply now.
  • Contact your Relationship Manager: Ask HR to connect you with your AU Relationship Manager.
  • Visit your nearest branch: Walk into your nearest AU Branch with KYC documents to complete the process.

Eligibility

  • You must be employed with an entity that has a salary relationship with AU Small Finance Bank.
  • Net monthly salary credit more than INR 30,000.

Fees and Charges

As India's largest Small Finance Bank, we believe in complete transparency and provide you with a list of charges for the services offered. These include charges for your Debit Card, payment and collection services, transactions, and delivery fees. For more details, please refer to our
Service Fee Reckoner

Documents required

Prepare yourself to open your Salary Account online by keeping the following items handy:

- Aadhaar number

- Original PAN card

- A blank piece of paper to capture your signature

- Application form

- Recent coloured photograph.

- Employment Confirmation proof (any one of)
Corporate email OTP

or

First Page of the offer letter (≤ 4 months)

or

Latest salary slip (≤ 60 days)

or

Employee ID card.

See all

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Insurance Cover On The Feature-Rich Debit Card

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    ₹2 lakh - Card liability cover

    In case of fraudulent transactions on your card.

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    ₹25,000 - Purchase protection (fire and burglary)

    Items purchased with your card are protected against damage, theft, or fire for 90 days from purchase.

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    ₹15 lakh - Air accident cover

    In case of accident aboard a flight.

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    ₹5 lakh - Personal accident cover

    In case of accidental death or disability.

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    ₹1 lakh - Loss of baggage

    Get covered in case of baggage loss during travel.

Lifestyle & Entertainment Perks

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    Swiggy ONE BLCK

    Swiggy ONE BLCK – Complimentary 3-month membership with premium dining and grocery benefits. Click here to know more about the offer

  • SonyLIV

    SonyLIV- Enjoy a complimentary 1‑month membership with an ad‑free experience. Click here to know more about the offer

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    Aditya Birla Wellness 

    Aditya Birla Wellness program – Complimentary 1-year membership with access to wellness and fitness platform. Click here to know more about the offer

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    Jio Hotstar Membership for JioHotstar

    Complimentary 3-month membership for movies, sports, and entertainment. Click here to know more about the offer

Terms & Conditions Apply. Aditya Birla and JioHotstar Premium benefits are applicable to customers onboarded on or before 31st March 2026.
SonyLIV benefits are applicable to customers onboarded from 1st April 2026 onwards.

Doorstep Banking

  • 2 free doorstep pickup/delivery of cash & bank instruments (cheques, demand drafts, letters of credit).

Locker Discounts

  • #Effective from 1st Aug 2025 — Locker discount benefit is subject to maintenance of AU Platinum Program eligibility criteria for any three out of six months prior to the rent due month. If criteria are not met, locker rental will be charged excluding discount; locker issuance is subject to availability at branch.

    Offer is subject to change at the sole discretion of AU Small Finance Bank without prior notice.

     

Zero Markup & Zero Charges on International Money Transfers

Secure your loved ones and Valuables with the Insurance coverage on your feature rich Debit Card.

Zero markup and zero charges offer applicable to individual customers.

All Standard T&C Apply

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    Transfer funds globally from India via AU Remit & get-

     

    • ZERO Forex Markup
    • ZERO Transaction Charges
    • Zero Foreign Bank Charges

     

    Send Money Abroad: https://www.au.bank.in/personal-banking/forex/send-money-abroad

     

    You may use AU Remit to transfer funds online in USD, EUR, GBP, AED, CNY, SGD and CAD.

     

    For outward remittances in other currencies, please visit your nearest AU Small Finance Bank branch

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    Transfer funds to India via Inward Remittance & get-

     

    • Zero Forex Margin
    • Faster & Secure Credit
    • Transfer in Major Currencies

     

    View SWIFT Details here: https://www.au.bank.in/business-banking/swift-and-bic

     

    For inward remittances we facilitate wire transfer in USD, EUR, GBP, AED, CAD, JPY and CNY

Important Disclosure: For inward remittances correspondent and intermediary bank charges, if applied by overseas banks on the sender side, remain outside AU’s control and are transparently disclosed. GST on applicable fees as per Government of India norms. All services are subject to FEMA, RBI guidelines and AU Small Finance Bank’s terms and conditions.

Smart Investment Options

  • Build a secure financial future with mutual funds, pension plans, and ESG investments tailored to help you achieve your goals effortlessly.

Secure Your Savings with Fixed Deposits

Grow your money safely with AU Fixed Deposits offering attractive interest rates, flexible tenures, and assured returns to help you achieve your financial goals with confidence.        

Zero Markup & Zero Charges on International Money Transfers

Zero markup and zero charges offer applicable to individual customers.

All Standard T&C Apply

  • icon

    Transfer funds globally from India via AU Remit & get-

     

    • ZERO Forex Markup
    • ZERO Transaction Charges
    • Zero Foreign Bank Charges
    • Send Money Abroad: https://www.au.bank.in/personal-banking/forex/send-money-abroad
    • You may use AU Remit to transfer funds online in USD, EUR, GBP, AED and CAD.
    • For outward remittances in other currencies, please visit your nearest AU Small Finance Bank branch
  • icon

    Transfer funds to India via Inward Remittance & get-

     

Important Disclosure: For inward remittances correspondent and intermediary bank charges, if applied by overseas banks on the sender side, remain outside AU’s control and are transparently disclosed. GST on applicable fees as per Government of India norms. All services are subject to FEMA, RBI guidelines and AU Small Finance Bank’s terms and conditions.

Comprehensive Insurance Solutions

Safeguard your life, health, vehicles, and more with comprehensive coverage designed to give you security and peace of mind for you and your loved ones.
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