AU Fixed Deposit Benefit
Earn additional 0.50% p.a. interest on AU Fixed Deposit
Doorstep & Video Banking Facilities
Bank from the comfort of your home
Priority Servicing
Dedicated Senior Citizen desk at AU Branches
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Feature Rich Debit Card
Get an AU Gold Debit Card providing purchase protection, enhanced insurance coverage, and 100+ offers and discounts across leading brands in India
Things to know
How to apply
You can open an account with us through any of these options:
- Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started
- Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200
Eligibility
To be eligible for this program, you must maintain an Average Monthly Balance (AMB) as below:
- Urban Branches: Average Monthly Balance of INR 10,000 or Fixed Deposit of INR 1,00,000
- Core Branches: Average Monthly Balance of INR 5,000 or Fixed Deposit of INR 50,000
- Be a citizen of India
- Be 18 years of age or above
Fees and Charges
We, India’s best Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of savings account you have opened, these include charges for your debit card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
Why AU
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National presence
Bank with us through a network of 2,900+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is a Senior Citizen Savings Account?
Banks offer a senior citizen account to individuals who are or above the age of 60 years. Senior Citizen Saving Account holders can also enjoy a plethora of special services such as minimal documentation, personalized service etc.
What are the interest rates on a Senior Citizen Savings Account?
Interest rates are important when you choose a savings account plan. We offer attractive rates with a monthly payout of interest to manage your cash flows. Click here for more information on interest rates for senior citizens.
What is the average account balance required to open a Senior Citizen Savings Account?
The average monthly balance required to open a Senior Citizen Savings Account is INR 5,000/10,000 for core/urban branches. Alternatively, maintain a Fixed Deposit of INR 50,000/1,00,000 for core/urban.
Are there any age criteria to open a Senior Citizen Savings Account?
Yes, to open up a Senior Citizen Savings Account, you must be 60 years and above. If you do not meet this criterion, we offer other Savings Accounts that can fit your needs.
