Disclaimer:
*For Resident Indian Individual Senior Citizens on Planet First - AU Green Fixed Deposits tenure of 30 Months 1 Day to 36 Months. Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
Investing in a Greener Future
Your deposit funds projects like solar energy, EVs, and recycling to build a cleaner tomorrow
Sustainable Growth
Align your savings with global sustainability goals for meaningful impact
Lucrative Returns
Earn up to 7.90%* p.a. while contributing to a better planet. Click here for Planet First AU Green Fixed Deposit interest rates
Overdraft Facility Available
Access funds when needed with overdraft against your green deposit
Flexibility in Tenure
Choose a term from 1 to 10 years to match your financial goals
Contributing to a Greener Legacy
Be a catalyst for change and inspire responsible investing
Different Payout Options
Opt for monthly, quarterly, or maturity payouts to suit your cash flow
Things to know
How to apply
You can also apply for a Planet First AU Green FD via the AU Video Banking facility, where you can video call our representative and initiate the account opening process. To get on a Video Banking call, here are some of the pre-requisites you need to follow:
AU 0101 App / NetBanking: As an existing customer, you can apply for a Green Fixed Deposit through AU 0101 App / NetBanking.
Visit your nearest branch: You can also visit your nearest branch to book a Green Fixed Deposit.
- Age Requirement for Fixed Deposit: 18 years and above
- Device requirement: Smartphone, tablet, or laptop with active internet connection
- Well-lit room for the video call
- Keep original PAN card, blank paper, and blue/black pen handy
Eligibility Criteria
- Resident & Non-resident Indians
- Hindu Undivided Families
- Sole proprietorship firms
- Partnership firms
- Limited companies
- Trust accounts
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Questions? Answers.
What is a Green Fixed Deposit?
"Green deposit” means an interest-bearing deposit, received by the RE for a fixed period and the proceeds of which are earmarked for being allocated towards green finance.
How is a Green FD different from a regular FD?
The primary difference between a Green FD and a Regular FD is the utilization of funds. While a regular FD typically funds a range of activities, a green FD specifically finances environmentally friendly projects, such as renewable energy initiatives, electric vehicle and more. It is the best choice for socially conscious investors.
What are the benefits of investing in a green FD?
On investing in Green Fixed Deposit, you can contribute to a Greener C sustainable future. The invested funds will only be used for deployment in Green projects which will help us live in a better environment.
1 | Eco-Friendly Investments |
2 | Conscious capital allocation |
3 | Positive impact |
4 | Diversification |
Are green FDs safe?
Just like regular FDs, Green FDs offered by AU small finance bank is safe.
Can I withdraw my money before the FD matures?
Yes, you can withdraw your money before maturity. The interest charge on premature closure/withdrawal and/or partial closure/withdrawal of Fixed Deposit is 1%.
Where can the fund utilization be checked?
The annual fund utilization will be published C accessible in our Annual Report / Integrated Report.
Can I get an overdraft facility against my Green FD?
Yes, you can get an overdraft facility against Green FD.
Are Green FDs beneficial for the Environment?
Yes, Green FDs support lending towards green assets and projects, making them beneficial for the environment and contributing to sustainability.
Are the returns on Green FD taxable?
Yes, the returns earned from Green Deposit are subject to income tax as per the prevailing tax laws in India.
Is there any minimum investment requirement for Green Deposits?
The minimum investment requirement for Green Deposits is Rs. 5,000.
