Eligibility: A customer who has a Joint Account with only two holders, and either of them can operate the account, e.g. Sita OR Geeta.
Login to AU 0101 App
Tap on FD/RD, and select Open FD/RD.
Select Product, enter Deposit Amount, select Interest Pay-out Frequency, Deposit Period and Debit Account (Make sure a Joint Account is selected).
Select the Name on Deposit.
Select Case 2, i.e., where two holder names appear in order to create a Joint FD (for more than 2 holders, please visit the nearest branch).
Click on Next.
Set Maturity Instructions and you may choose to select a Nominee.
Proceed to book your FD/RD.
Wait time: 4 min
Response time: 2 days
Wait time: 5 min
Wait time: <1 min