Cover For Entire Family
Including parents-in-law.
Discounted Pricing Structure For Families
5% discount (3-5 members)
7% for 6-7 members
10% for > 7 members
No Health Check-Up
With no mandatory pre-policy medical examination before 50 years of age.
Cover Of Hospitalisation Expenses
Expenses are covered for minimum 24 hours of hospitalisation as per the eligibility.
Day Care Treatment Cover
AYUSH In-Patient Hospitalisation Cover
For treatment via natural procedures during hospitalisation for over 24 hours.
Save Tax While Staying Insured
Tax benefits up to ₹55,000.
Eligibility For Age
Ranging from 18 years - 65 years.
Conduct Dental Treatments Or Plastic Surgery As Necessitated
Due to disease or injury.
Co-Payment Option Available
5% on every admissible claim.
Pre And Post-Hospitalisation Coverage
Receive Room Limits Basis Sum Insured
Up to ₹10,000 per day.
How to get insured?
AU customers and non-AU customers can buy insurance via these modes:
Customer support
24x7 help
Quick links
Why AU
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National presence
Bank with us across 1042 branches & ATMs.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View Balance And Transactions
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30 lakh customers banking on app
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Personal assistance
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No spam
Customer support
24x7 help
Things to know
Claim Process
Reach us on our Toll-Free number (1800-208-5544) to register your claim. Don't worry, we will guide you through the rest.
What is covered?
- In-Patient Hospitalisation Expenses: Expenses covered for minimum 24 hours of hospitalisation
- Day Care Procedures: All day care procedures covered
- Emergency Ambulance Expenses: Maximum of INR 2000 per hospitalisation
- Pre and Post Hospitalisation: Covers the expenses for 30 days and 60 days respectively
- AYUSH Coverage: Ayurveda, Yoga & Naturopathy, Unani, Siddha and Homeopathy
- Dental Treatment and Plastic Surgery: Necessitated due to disease or injury
- Co-payment – 5% on every admissible claim
- Room limits – 2% of Sum Insured up to INR 5000/- per day. ICU – 5% of Sum Insured up to INR 10000/- per day
- Sublimit for treatments listed under the policy
What is not covered?
- Initial Waiting Period: 30 days for all illnesses (not applicable on renewal and for accidents)
- Waiting period of 2/4 years for treatment of listed diseases
- Pre-Existing Disease (PED): Benefits not available for any pre-existing condition(s) until 48 consecutive months of continuous coverage
- Any expenses incurred on domiciliary hospitalisation and OPD treatment
- War, hostilities whether war declared or not
- Unproven Treatments & Maternity Expenses
For detailed list of exclusions, please refer to the policy wordings on our website.
Cholamandalam MS General Insurance Company Limited
(A Joint Venture between Murugappa Group & Mitsui Sumitomo Insurance Company Ltd., Japan) Regd. Office: Dare House, 2, II Floor, N.S.C Bose Road, Chennai - 600 001.
India. T: +91-44-4044 9100 | F: +91-44-4044 5550 | SMS ‘CHOLA AS’ to 56677* | E: customercare@cholams.murugappa.com
Trade Logo displayed above belongs to CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED (formerly TI Financial Holdings Limited) and Mitsui Sumitomo Insurance Company Limited and used by Chola MS under License.
Arogya Sanjeevani Policy
*SMS charges as applicable
For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. Terms and Conditions apply.
Prohibition of rebates 41. (1) No person shall allow or offer to allow, either directly or indirectly, as an inducement to any person to take or renew or continue an insurance in respect of any kind of risk relating to lives or property in India, any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy, nor shall any person taking out or renewing or continuing a policy accept any rebate, except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer: (2) Any person making default in complying with the provisions of this section shall be liable for a penalty which may extend to ten lakh rupees. CIN: U66030TN2001PLC047977 | IRDA Regn. No.123 | UIN: CHOHLIP20153V011920 | UAN: CMS/BANCA/AUSF/HEALTH/AS/WEBSITECONTENT /ENGLISH/DIGITAL/2778/SEPT2021
AU Small Finance Bank Limited ("AU Bank") with registered office at 19-A, Dhuleshwar Garden, Ajmer Road,Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a corporate agent (Composite, IRDAI Reg No.: CA0515 valid till 30/08/2026) of Cholamandalam MS General Insurance Company Limited.
The purchase by AU Bank’s customer of any insurance products offered by Cholamandalam MS General Insurance Company Limited is purely on voluntary basis and the policy is not a linked product of any other facility offered by AU Bank. Tel: 1800 1200 1200 / 1800 26 66677;Website:www.aubank.in
The insurance products offered here are underwritten by Cholamandalam MS General Insurance Company Limited. Please seek the advice of your insurance advisor if you require any further information or clarification. The advertisement contains only an indication of cover offered.
