Easy Loans For First-Time Borrowers
Based on current asset of borrowing entity.
Higher Limits
With cash deposit facility.
Doorstep Service
Provided by dedicated relationship manager.
Bank From Anywhere With Customised CMS Offering
Experience truly anywhere banking, with no home branch, for convenient collection and payments.
Quick Processing And Disbursal Of Funds
Facilitated by decentralised operations and innovative financing.
Credit Facilities
Cash credit facilities with minimal documentation.
Multiple Collateral Options To Choose From
No Hidden Charges
Competitive Interest Rates And Processing Fees
Things to know
Fees and Charges
- Competitive interest rates
- Competitive processing fees
- Transparency in other charges
- Click here to see Fees and Charges
List of Documents
- Loan application form
- Know Your Customer (KYC) documents
- Financial documents
- Banking documents
- Any other document as required
- Property/Collateral Documents
Frequently Asked Questions (FAQs)
How can working capital facility help your business?
Working capital facility can help you avail liquidity for working capital requirements when daily cash flows can’t meet the requirement.
What is the interest rate for your loan facility?
We offer competitive interest rates for our loan facilities. The interest for each loan is determined based on the assessment of your business profile, financial records, loan amount required, past track record and tenure of loan.
Will there be any review/renewal charges post completion of 12 months of OD/CC facility?
Yes, for every OD/CC renewal processing fee is levied as limit is renewed for another 12 months.
What happens if I don't use the full amount of my credit line?
If you don’t use the full amount of your credit limit, interest will be charged on the utilized amount only. You can still access the remaining credit line if you need it in the future till the limit validity.
Do you offer unsecured credit facilities?
No. We offer only secured loan facilities. However, collateral free overdraft facility is available under CGTMSE scheme up to Rs 2 crore.
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