Free Passbook Facility
For all individual account holders
Free Email Statements
Flexible tenures for bank statements
High Interest. High Savings.
Earn up to 6.75%* p.a. on your Savings Account & receive monthly interest payouts
One Account. Many Benefits.
No Average Monthly Balance required, No Limit on Cash Deposit and Withdrawals from AU Small Finance Bank branches and so much more
Power packed Debit Card
Get a RuPay Classic Debit Card when you open AU BSBDA savings account
AU 0101 Mobile App
Your all-in-one banking app for all your banking needs
Banking At Your Convenience
No need to visit a branch; now get all your banking transactions & other service requests executed from the comfort of your home with the help of our Video Banking facilities.
Stay Connected
Get instant alerts on your banking transactions.
Things to know
How to apply
You can open an account with us through any of these options:
- Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started
- Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200
Eligibility
To apply, you must:
- Be a citizen of India
- Not be holding any other BSBDA with any other bank including AU Small Finance Bank
- Only apply for the account in an individual capacity and not in the capacity of the Karta of a Hindu Undivided Family (HUF)
Fees and charges
We, India’s best Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of savings account you have opened, these include charges for your debit card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
Why AU
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National presence
Bank with us through a network of 2,900+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is BSBDA?
BSBDA stands for Basic Savings Bank Deposit Account. It was developed by the RBI as a way to make banking accessible to people from economically weaker sections, and to make it possible for them to open their own bank accounts.
Does BSBDA require a minimum balance?
No, you won’t be required to maintain a minimum balance when you open a Basic Savings Bank Deposit Account
Can a person open more than one BSBDA account in the same bank?
No. A person is not eligible to open more than one BSBDA account in the same bank.
Can a person have a BSBDA account along with another savings account in the same bank?
Yes. BSBDA account holders are eligible to open another savings account in the same bank.
