High Interest Rates
Earn up to 6.75%* p.a. on your Savings Bank Account & receive monthly interest payouts
Banking at Your Convenience
No need to visit a branch; get all your banking transactions & service requests executed from the convenience of your home with the help of Video Banking
Extended Banking Hours
Enjoy extended banking hours and visit any AU Branch till 5 pm
Feature-rich Debit Card
Get a Visa Gold Debit Card providing purchase protection, enhanced insurance coverage, and 100+ offers and discounts across leading brands in India
Relationship Convenience
Enjoy the benefits of meeting your account balance requirement either through savings balances or with Fixed Deposits
Paperless Banking
Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip
Doorstep Banking Services
Enjoy various doorstep banking services, including pick-up and delivery of cash and cheque
Wide Range of Products & Services
Our wide array of products includes lockers, Demat, mutual funds, insurance, asset products, and insurance. We are a one‑stop shop for all your needs.
Disclaimer
*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
^ Not applicable in some select locations. To know your branch timings, click here..
Things to know
Fees and Charges
We, India’s best Small Finance Bank, believe in complete transparency and provide you with a list of charges for the services we offer. Depending on the type of savings account you have opened, these include charges for your debit card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
W.e.f. 16th May’22, Savings Account - Maximum, Premium and Exclusive are discontinued for incremental sourcing.
Eligibility
- If you are an Indian resident and have the necessary KYC documents issued by the government, you can open a Savings Account with us
Video KYC is currently available at select locations and we are expanding it soon across other locations in India.
How to apply
You can open an account with us through any of these options:
- Video Banking: You can now open an AU Savings Account through our Video Banking service by clicking here. All you need is your PAN Card & Aadhaar Card
Visit your nearest branch: Walk into your closest branch with your KYC documents and passport-sized photographs. You can fill in the application form at the branch to get the process started
Call Customer Care: You can also apply for AU Savings Account by calling our customer care number 1800-1200-1200
Documents Required
You need to have the following documents to open an AU Savings Account - Value:
Identity & Address Proof: Aadhaar Card, Passport, Driving License, Voter ID, Letter issued by National Population Register
Recommended Products
Why AU
-
National presence
Bank with us across 1042 branches & ATMs.
-
Get a bit more
Enjoy quality services at competitive rates.
-
Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
-
Superfast app
Manage and track all your transactions on the AU 0101 App.
-
Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
-
![View balance and transactions]()
View balance and transactions
-
![Download account statement]()
Download account statement
-
![Request cheque book]()
Request cheque book
30 lakh customers banking on app
Not sure which product is right for you?
-
Personal assistance
-
No spam
Customer support
24x7 help
Questions? Answers.
What is an AU Savings Account - Value?
Our AU Savings Account is a flagship account designed to provide you with a holistic and hassle-free banking experience. With high-interest rates and monthly payouts, our Savings Account is a convenient way to save and track your spending. Contact us and begin the process to open Savings Account.
Why should you open a Savings Account - Value?
A Savings Account is a gateway to financial inclusion and opens the doors to many financial services and opportunities. It promotes the habit of saving for the future, which helps you achieve short and long-term goals.
What is the average account balance required to open a Savings Account - Value?
The average monthly balance required to open a Savings Account is ₹10,000/5,000 for urban/core branches. Alternatively, maintain a Fixed Deposit of ₹1,00,000/50,000 for urban / core branches. For a list of branch categories, kindly click here List of branches with urban/core categorization to be provided.
What are the interest rates on AU Savings Account - Value?
We offer attractive interest rates to our Savings Account customers. Click here for more information on interest rates
