High Interest Rates
Earn high interest rates on your savings, with monthly interest payments to help you grow your money consistently
Banking at Your Convenience
No branch visits needed. Complete your banking transactions and service requests from home with Video Banking.
Pay From Anywhere To Anyone
Feature-rich Debit Card
Get the AU Gold Debit Card with purchase protection, enhanced insurance coverage, and 100+ offers across leading brands.
Relationship Convenience
Enjoy the benefits of meeting your account balance requirement either through savings balances or with Fixed Deposits
Paperless Banking
Enjoy the convenience of depositing funds into your account without the hassle of using a deposit slip
Doorstep Banking Services
Enjoy various doorstep banking services, including pick-up and delivery of cash and cheque
Wide Range of Products & Services
Our wide array of products includes lockers, Demat, mutual funds, insurance, asset products, and insurance. We are a one‑stop shop for all your needs
Disclaimer
*Terms and Conditions apply. Rates are subject to change at the sole discretion of AU Small Finance Bank.
Things to know
Fees and Charges
We believe in complete transparency and provide you with a detailed list of charges applicable to the services we offer. Depending on the type of Savings Account you hold, these may include charges related to your debit card, payment and collection services, transactions, and delivery fees. For more details, please refer to our Service Fee Reckoner.
W.e.f. 16th May’22, Savings Account - Maximum, Premium and Exclusive are discontinued for new account opening.
Eligibility
To be eligible for this program, you must maintain an Average Monthly Balance (AMB) as below:
- Urban Branches: Average Monthly Balance of INR 10,000 or Fixed Deposit of INR 1,00,000
- Core Branches: Average Monthly Balance of INR 5,000 or Fixed Deposit of INR 50,000
- Be a citizen of India
- Be 18 years of age or above
How to apply
You can open an AU Savings Account through any of the following options:
Video Banking
Open your account online through Video Banking Simply keep your PAN and Aadhaar handy. Click here AU Video Banking to get started.
Visit a Branch
Visit your nearest AU branch with your KYC documents and passport-sized photographs. Our team will assist you with the account opening process.
Call Customer Care
Call us at 1800 1200 1200 for assistance with opening an AU Savings Account.
Documents Required
You need to have the following documents to open an AU Savings Account - Value:
Identity & Address Proof: Aadhaar Card, Passport, Driving License, Voter ID, Letter issued by National Population Register
Recommended Products
Why AU
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National presence
Bank with us through a network of 3,000+ touchpoints.
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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![Download account statement]()
Download account statement
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Request cheque book
40+ lakh customers banking on app
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Customer support
24x7 help
Frequently Asked Questions (FAQs)
What is an AU Value Savings Account?
Our AU Value Savings Account is a flagship account designed to provide you with a holistic and hassle-free banking experience. With high-interest rates and monthly payouts, our Savings Account is a convenient way to save and track your spending. Contact us and begin the process to open Savings Account.
Why should you open a AU Value Savings Account?
AU Value Savings Account is a gateway to financial inclusion and opens the doors to many financial services and opportunities. It promotes the habit of saving for the future, which helps you achieve short and long-term goals.
What is the average account balance required to open a AU Value Savings Account?
The average monthly balance required to open AU Value Savings Account is as below:
- Urban Branches: Average Monthly Balance of INR 10,000 or Fixed Deposit of INR 1,00,000
- Core Branches: Average Monthly Balance of INR 5,000 or Fixed Deposit of INR 50,000
What are the interest rates on AU Value Savings Account?
We offer attractive interest rates to our Savings Account customers. Click here for more information on interest rates
