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AU Small Finance Bank adopted Intellect Design Arena's Purple Fabric, an AI-first enterprise platform, to accelerate its AI-led banking transformation, automation and digital customer experience.

Dailoqa and Amazon Web Services (AWS) deployed an AI-native Loan Origination System for AU Small Finance Bank, using agentic AI to speed up loan processing, credit decisioning and digital lending.

AU Small Finance Bank launched a new credit card portfolio spanning multiple income groups and life stages, strengthening its retail banking franchise and expanding its cards and payments business.

AU Small Finance Bank introduced a zero forex margin remittance proposition, eliminating embedded charges on international money transfers to offer NRIs transparent, low-cost cross-border banking.

AU Small Finance Bank filed its final application for a universal banking licence after RBI relaxed the NOFHC norm, signalling technology and product readiness for its universal bank transition.

AU Small Finance Bank Q4FY26: net profit surged 65% YoY to Rs 832 crore, Net Interest Income rose 23% to Rs 2,582 crore and deposits grew 23% YoY, with improving asset quality and retail momentum.

AU Small Finance Bank Q4FY26 net profit rose 65% to Rs 832 crore; the lender confirmed it had filed for a final universal bank licence in March 2026 and awaited RBI approval for the transition.

AU Small Finance Bank revised interest rates upward across savings accounts, fixed deposits (FDs) and recurring deposits (RDs) effective April 23, offering higher returns to depositors and seniors.

The Reserve Bank of India approved the appointment of Vivek Tripathi as Executive Director of AU Small Finance Bank for a three-year term, strengthening its senior leadership and governance team.

CheQ partnered with AU Small Finance Bank to launch India's first co-branded LED-enabled credit card, marking a notable innovation in the country's digital payments and co-branded cards landscape.

AU Small Finance Bank's Uttam Tibrewal completed his tenure as Whole-time Director and KMP on April 18, 2026, and continued to serve the bank as Deputy CEO, ensuring leadership continuity at the top.

AU Small Finance Bank's Bano Champion CSR sports initiative continued delivering results, identifying and nurturing young grassroots sporting talent across Rajasthan through training and tournaments.

AU Small Finance Bank announced urban waterbody restoration initiatives in Chennai under its CSR and sustainability agenda, reinforcing its environmental commitment and community engagement.

AU Small Finance Bank opened dedicated gold loan branches in Telangana, expanding its secured lending footprint and strengthening its gold loan presence across South India's retail credit market.

Business Today's deep dive noted AU Small Finance Bank's transition to a universal bank could unlock new growth across lending, deposits and corporate banking as it scaled into India's banking elite.

AU Small Finance Bank Q3 results: net profit jumped 26% YoY to Rs 668 crore and Net Interest Income rose 16%, reflecting steady retail lending growth, healthy margins and improving core performance.

AU Small Finance Bank and ICSI signed a pact for exclusive banking solutions for Company Secretaries, offering tailored banking, cards and financial products to CS professionals across India.

CNBC-TV18 profiled how Sanjay Agarwal-led AU Small Finance Bank's share price had scaled tenfold despite COVID disruption and rate shocks, tracing the lender's resilient long-term wealth-creation run.

AU Small Finance Bank released its Sustainability Report 2024-25, highlighting progress across climate finance, financial inclusion and ESG, reinforcing its responsible and sustainable banking push.

A detailed profile of Sanjay Agarwal’s journey and AU’s evolution, highlighting its risk discipline, diversification, governance and transformation into a universal bank.

A detailed case study on AU SFB’s grassroots CSR initiatives, highlighting AU Ignite, AU Udyogini and AU Bano Champion and their impact on youth skilling, women’s entrepreneurship and sports.

AU Small Finance Bank hosted the 4th District-Level AU Bano Champion sports tournament with over 5,000 Rajasthan children, advancing grassroots sports development under its CSR initiative.

Forbes India chronicled Sanjay Agarwal's journey from Jaipur to the big league as AU Small Finance Bank secured its universal banking licence, tracing the founder's vision of building a Forever Bank.

AU Small Finance Bank MD & CEO Sanjay Agarwal said the immediate priority post universal licence was lowering the cost of funds and staying focused on retail lending, not corporate finance for now.

Forbes India examined AU Small Finance Bank as the new bank on the block, exploring how the universal banking licence positioned it to compete in the upper tier of India's banking sector.

AU became the first Small Finance Bank to receive RBI's in-principle nod for a universal bank transition, having filed its application in September 2024, marking a landmark shift in Indian banking.

AU Small Finance Bank secured RBI's approval to become a universal bank; MD & CEO Sanjay Agarwal outlined growth plans focused on retail and commercial banking and shared his views on co-lending.

AU Small Finance Bank expected to fully arrest stress in its credit cards business by December and resume growth, as the Jaipur-born lender prepared to transition into a full-fledged sed on retail and commercial banking and shared his views on co-lending.

In an interview, AU Small Finance Bank's MD & CEO said momentum would be huge in deposits & loans following the universal banking licence, stressing the need to build customer trust as it scaled.

AU Small Finance Bank said it would transfer promoter and promoter group shareholding into a Non-Operative Financial Holding Company (NOFHC) as part of its RBI-mandated universal bank transition.

AU Small Finance Bank received RBI in-principle approval to become a universal lender and was required to restructure its company structure within 18 months to comply with NOFHC requirements.

The Reserve Bank of India granted AU Small Finance Bank a universal banking licence, the first such approval in a decade, potentially paving the way for other small finance banks to transition.

Forbes India's big-story feature unpacked AU Small Finance Bank's leap and Sanjay Agarwal's blueprint to break into India's banking elite following its landmark universal banking licence approval.

AU Small Finance Bank was set to become a universal bank after RBI's in-principle approval, granted on the strength of its robust business model, sound governance and financial inclusion commitment.

Speaking to Moneycontrol, Sanjay Agarwal said he would approach the RBI to understand why converting promoter holding into a NOFHC structure was imposed as a condition for AU's universal bank licence.

AU Small Finance Bank emerged as the Nifty Bank Index's top performer, with its stock surging 31% that year, as investor optimism built around its universal banking licence and growth outlook.

AU Small Finance Bank emerged as the Nifty Bank Index's top performer, with its stock surging 31% that year, as investor optimism built around its universal banking licence and growth outlook.

AU Small Finance Bank's Head of HR, Manoj Tibrewal, explained how the bank had embraced a digital-first culture and built a future-ready workforce to equip employees for the next phase of banking.

An ET CIO podcast explored how AU Small Finance Bank engineered India's first small finance bank merger with in-house innovation, strong leadership and first-principles thinking driving its tech play.

AU Small Finance Bank aimed to secure a share of the wealth management business, leveraging the absence of liabilities-side restrictions to expand into wealth, deposits and premium banking segments.

AU Small Finance Bank noted that combined government fiscal measures and RBI monetary policy easing would support the desired real GDP growth rate, boosting consumption and lending momentum.

AU Small Finance Bank's Bano Champion initiative provided guided grassroots sports training to children and youth, with its 3rd state-level tournament's first phase concluding with 600 athletes.

AU Small Finance Bank Q3FY25 results: net profit rose 41% YoY to Rs 528 crore, driven by 50% interest income growth, while gross NPAs edged up to 2.31% from 1.98% amid continued retail expansion.

AU Small Finance Bank hiked fixed deposit (FD) interest rates, offering 8.1% for regular customers and 8.6% for senior citizens on the 18-month tenure, boosting returns for its deposit customers.

AU Small Finance Bank has announced an increase in its fixed deposit (FD) interest rates. Effective today, the lender raises FD interest rates to 8.1% for regular customers and 8.6% for senior citizens for 18-months tenure

AU Small Finance Bank rolled out festive 'Heart to Cart' Shopping Festival offers with cashback and discounts across AU Credit Cards and Debit Cards, driving card spends during the festive season.

AU Small Finance Bank, via its CSR arm AU Foundation, expanded its AU Udyogini programme through a new partnership with Magic Bus India Foundation to nurture and empower women entrepreneurs at scale.

AU Small Finance Bank (AU SFB) announced its partnership with Niva Bupa Health Insurance Company (Niva Bupa) to offer health insurance products to AU SFB's customers

AU Small Finance Bank submitted its formal application to the Reserve Bank of India seeking approval for a universal bank licence, a decisive step toward its long-planned banking sector transition.

AU Small Finance Bank entered a partnership with Kotak Life to offer a comprehensive suite of life insurance and financial security solutions, broadening its bancassurance and customer protection.

AU Small Finance Bank launched health camps across twelve states under its CSR programme, providing basic health checkups and diagnoses to rural communities and advancing its healthcare mission.

AU Small Finance Bank said it would apply to the RBI for a universal banking licence in about four weeks, MD & CEO Sanjay Agarwal told Moneycontrol in a post-results interview, setting it in motion.

AU Small Finance Bank formalised its plan to apply for a universal banking licence while reporting a 30% YoY rise in Q1 net profit to Rs 503 crore, underlining strong earnings ahead of the transition.

AU Small Finance Bank expected its vehicle loan book to grow 20-25% that financial year, with retail assets head Bhaskar Karkera citing the Fincare merger as an opportunity in the wheels segment.

AU Small Finance Bank completed seven years as a bank; MD & CEO Sanjay Agarwal told TOI the Fincare merger strengthened its pan-India play as the bank decoded India's diverse banking opportunity.

AU Small Finance Bank's Sanjay Agarwal and Deputy CEO Rajeev Yadav explained the rationale behind the Fincare merger to businessline, noting Fincare would remain a unit of AU for three years.

AU Small Finance Bank launched its first secured credit card, NOMO (No Missing Out), for users who did not meet unsecured credit card criteria, widening credit access for new-to-credit customers.

AU Small Finance Bank's balance sheet was expected to grow at a 25% CAGR over three years post the Fincare Small Finance Bank merger, MD & CEO Sanjay Agarwal said, signalling strong expansion plans.

AU Small Finance Bank (AU SFB) is planning to grow its advances at a compound annual growth rate (CAGR) of 25% in the next three years.

AU Small Finance Bank, freshly approved for its Fincare Small Finance Bank merger, set out its ambition to evolve into a universal bank within the next three to five years across a wider footprint.

AU Small Finance Bank planned to extend its product offerings to Fincare Small Finance Bank branches, marking the initial phase of integration between the two entities, MD & CEO Sanjay Agarwal said.

AU Small Finance Bank appointed former RBI Deputy Governor HR Khan as Non-Executive Chairman, effective January 30, 2024, after approval from the Board of Directors and from the RBI & shareholders of the bank.

ET CIO featured how AU Small Finance Bank had prioritised technology and digital initiatives since inception, with the young bank pursuing an aspiration to build a tech-led bank from day one.

With the Fincare merger, AU Small Finance Bank's market capitalisation crossed Rs 50,000 crore; the deal saw AU acquire Fincare Small Finance Bank for Rs 4,416 crore, creating India's largest SFB.

The AU-Fincare merger gave AU Small Finance Bank a diversified portfolio and wider reach, creating a pan-India SFB with over 98 lakh customers, Rs 75,570 crore gross advances and 2,334 touch points.

AU Small Finance Bank announced it would take peer lender Fincare Small Finance Bank into its fold, in the first-ever merger between two small finance banks, reshaping India's SFB competitive space.

AU Small Finance Bank introduced its first green fixed deposit, the Planet First AU Green Fixed Deposit, committing proceeds to environmentally-conscious initiatives and sustainable, green banking.

AU Small Finance Bank launched a new ad film, 'Soch Badlo Aur Bank Bhi', under its 'Badlaav Humse Hai' campaign featuring Kiara Advani, building on change as an intrinsic AU brand philosophy.

AU Small Finance Bank celebrated the fifth anniversary of AU Ignite, its skills training academy under AU's CSR initiatives, marking its journey from two classrooms to 16 academies empowering youth.

AU Small Finance Bank planned entry into the microfinance business and was exploring an acquisition route for a ready platform, ED Uttam Tibrewal said, as the lender remained open to inorganic growth.

AU Small Finance Bank, the only SFB issuing credit cards, expected to reach 10 lakh cards outstanding by financial year-end, MD & CEO Sanjay Agarwal said, underscoring its growing cards franchise.

AU Small Finance Bank unveiled the Zenith Plus Super Premium Metal Credit Card, adding a luxury-benefits offering to India's super-premium credit card category and strengthening its cards portfolio.

AU Small Finance Bank had issued over 600,000 credit cards within two years of entering the segment, making cards a cornerstone to attract new customers and compete with Federal Bank and SBM India.

AU Small Finance Bank stayed focused on strengthening its core vehicle and MSME loan portfolio, where long-term growth had held steady at around 20% compounded annually, CEO Sanjay Agarwal said.

Business Today hosted Sanjay Agarwal, MD & CEO of AU Small Finance Bank, and Accenture's Sonali Kulkarni in a conversation on AU's total enterprise reinvention and technology-led transformation.