Debit Card Linked Insurance Coverage Benefits
Value of Insurance Cover as per card variant
| Coverage (in INR) | ||||
Card Types | Personal Accident | Air Personal | Purchase Protection | Card Liability | Loss of Baggage |
Royale (Visa Signature / Mastercard World) | 7,50,000 | 1,00,00,000 | 50,000 | 4,00,000 | 2,00,000 |
Royale Business (Visa Signature Business) | 10,00,000 | 1,00,00,000 | 50,000 | 5,00,000 | 2,00,000 |
RuPay Classic | 1,00,000 | 1,00,000 | 20,000 | 75,000 | - |
RuPay Platinum | - | 5,00,000 | 20,000 | 2,00,000 | - |
Visa Business Gold | 3,00,000 | - | 20,000 | 1,00,000 | - |
Visa Business Platinum | 5,00,000 | 15,00,000 | 25,000 | 2,00,000 | - |
Visa Gold | 3,00,000 | - | 20,000 | 75,000 | - |
Visa Platinum / Mastercard Platinum | 5,00,000 | 15,00,000 | 25,000 | 2,00,000 | - |
Bachpan Card | 25,000 | - | 20,000 | 10,000 | - |
AU Salary Value (RuPay) | - | 5,00,000 | 25,000 | 75,000 | 50,000 |
AU Salary Value (Visa) | 2,00,000 | 5,00,000 | 25,000 | 75,000 | 50,000 |
AU Salary Value / Platinum (Mastercard) | 5,00,000 | 50,00,000 | 25,000 | 2,00,000 | 1,00,000 |
AU ivy | 15,00,000 | 3,00,00,000 | 1,00,000 | 10,00,000 | 5,00,000 |
AU Eternity - Mastercard World / World Business | 10,00,000 | 1,00,00,000 | 75,000 | 5,00,000 | 2,00,000 |
Eligibility for Debit Card Insurance
Debit Card Insurance benefit is a complimentary service offered to all our AU Small Finance Bank Debit Card holders. In case you want to make a claim, you need to follow the points below:
- In case of Air Accidental Death claim ticket should have been purchased using AU Debit Card linked to Savings Account or Current Account
- The card should have been used within 90 days prior to the incident. For example, if you are reporting a claim on 01/04/2026, a card-based financial transaction should have been done at an ATM or a merchant (Offline/Online) between 01/01/2026 and 31/03/2026.
- For Rupay Debit Cards, the card should have been used within 30 days prior to the incident at any POS/E-Com platform.
- Claim intimation of incident & sharing of claim documents need to be done to the insurer within 60 days of incident occurrence else the claim would be invalid.
How to Claim Your Insurance?
- Contact our call center on 1800 1200 1200.
- Visit your nearest to AU Small Finance Bank branch to raise a claim.
For any claim related query, we request you to contact your nearest to AU Small Finance Bank branch or our contact center on 1800 1200 1200.
For Rupay Debit cards, the Personal Accident cover is provided by NPCI.
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