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Up to 2% Rewards on Paytm UPI Transactions
Earn more when you use Paytm app- everyday UPI payments become a rewarding experience
5% Rewards on Paytm app spends
Enjoy extra rewards on the Paytm experiences you love the most.
Complimentary Lounge Access on Paytm Travel
Travel smarter and enjoy exclusive lounge benefits for yourself and your companions using Paytm travel.
Everyday Rewards, Everywhere
From shopping online to paying at stores, earn rewards on every spend.
Redeem rewards on Paytm Gold
Get higher value of rewards when redeemed for Paytm Gold on the Paytm app
Fuel Surcharge Waiver
Save 1% Fuel Surcharge Waiver when you refuel at fuel stations across India.
Things to know
Fees & Charges
Lifetime free Credit Card with No Joining or Annual Fee.
Click here to view Key Fact Statement.
Eligibility Criteria
- Primary cardholder age group
- Self Employed: 25 years to 65 years
- Salaried: 21 years to 60 years
- Add-on cardholder
- Should be over 18 years
- Resident Indian
Note: These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.
*AU Small Finance Bank and Paytm have a revenue sharing agreement as co-branded partners.
FAQs
How do I start earning higher rewards?
Activate your Paytm AU credit card, link it on the Paytm app, and start using Paytm UPI Scan & Pay for maximum rewards.
What is the value of a Reward Point?
1 Reward Point = INR 1 (when redeemed across Paytm Gold)
1 Reward Point = INR 0.5 (when redeemed across other categories)
Where can I redeem Reward Points?
Reward points can be redeemed on the Paytm app against Paytm Gold and via AU Small Finance Bank rewards portal.
Why AU
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National presence
Bank with us through a network of 2,700+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
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Personal assistance
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No spam
Customer support
24x7 help
