India’s 1st Customisable Credit Card

- Primary cardholder age group

• Self Employed: 25 years to 65 years
• Salaried: 21 years to 60 years

- Add-on cardholder

• Should be over 18 years

- Resident Indian

These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.

Lifetime Free Credit Card.
Click here to view the LIT guide.

Features available on this platform generally have a fixed validity period of 90 days commencing from the date of feature activation. In case of newly onboarded customers, feature period will start from the date of card activation. Each feature, will be designated as auto-renewal and will be renewed after 90 days. Customers can disable auto-renewal of any feature that has already been selected by visiting the AU 0101 Mobile Banking App. Once disabled, the feature would not be renewed after 90 days of the existing feature duration. Bank reserves the right to modify, suspend, or discontinue feature availability, validity periods, and associated terms at its sole discretion and without prior notice.

You can disable auto-renewal of their subscribed features, on LIT feature activation page by visiting 0101 Mobile Banking after 7 days from date of feature activation. Once disabled, feature would not be auto-renewed post 90 days of existing feature duration.

Features available on LIT Credit card generally carry a validity period of 90 days from the date of activation. For newly onboarded customers, the feature period begins from the date of card activation and remains valid for 90 days thereafter. The applicable feature fee is charged on the date the customer opts in for the feature, except when the feature is selected during the application process—in such cases, the fee is levied from the card activation date. The Bank may also introduce features with shorter validity durations from time to time. These features will follow the same rules regarding activation, fee applicability, and auto-renewal unless otherwise communicated.

Click here to learn more .

Feature fee is applicable for feature duration for example 90 days and charged on the date the customer opts in for the feature, except when the feature is selected during the application process—in such cases, the fee is levied from the card activation date.

Cashback will be credited after 5 days of the 30-day ending period.

For memberships features -customers will receive a membership code instantly on activating the feature and it will be visible on the AU 0101 App. Penalty charges will be applicable for not meeting the spending criteria, which are given below:

For Gift voucher – customers will unlock the voucher after reaching a threshold spend during feature period of 30 days . Once unlocked voucher code will be sent to customers through SMS and email . Customer can also visit AU0101 Application to redeem the code.

Memberships

• ZEE5 - 3 months
  • ₹5,000 is to be spent in 90 days, otherwise, a penalty of ₹50 is to be levied.
• Amazon Prime - 3 months
  • ₹10,000 is to be spent in 90 days, otherwise, a penalty of ₹299 is to be levied.

Gift Voucher

• ₹200 Amazon Pay eGift voucher
  • ₹10,000 to be spent in 30 days to unlock the voucher

A penalty will be levied post 5 days after the feature end date.