Spend more. Save more
Enjoy cashbacks up to 3% as you complete your milestones
Fuel Surcharge Waiver
Enjoy 1% Fuel Surcharge Waiver (up to ₹200) for transactions between ₹400 and ₹5,000 at all fuel stations across the country
Complimentary Airport Lounge Access
2 complimentary Domestic Lounge Access every quarter is based on completing minimum spend of ₹50,000 in the previous quarter.
Complimentary Railway Lounge Access
8 complimentary lounge access per annum (maximum 2 per calendar quarter), using AU Credit Card at railway stations. For detailed terms & conditions, click here
Comprehensive Protection Cover
Air accident cover of ₹50 Lacs.
Complimentary Device Protection Plan
Get complimentary device protection plan on mobile phones and 1-year extended warranty for mobile phones, tablets, laptops, and white goods purchased. Please click here to view details
Dedicated Concierge Services
Customize your travel, entertainment, and leisure experiences with our Global Concierge Assistance.
Xpress EMI
Now convert transactions of ₹500 and above with a minimum total value of ₹2,000 into EMI, club up to 20 Billed or Unbilled transactions together for conversion.
Things to know
Fees and Charges
- Annual Card Membership Fee - ₹ 749 + applicable taxes
Click here to view Key Fact Statement.
- Conditions for Annual Card Fee waiver
For 2nd year onwards fee waiver – ₹ 2,00,000 retail spends done in previous card anniversary year
Eligibility Criteria
Primary cardholder age group
- Self Employed: 25 years to 65 years
- Salaried: 21 years to 60 years
Add-on cardholder
- Should be over 18 years
Resident Indian
Note: These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.
Why AU
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National presence
Bank with us through a network of 2,700+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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View balance and transactions
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Download account statement
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Request cheque book
40+ lakh customers banking on app
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Personal assistance
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Customer support
24x7 help
