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Welcome Benefits
2,000 Bonus Reward Points or ₹500 Brand Voucher on card activation*
Discounts that Matter
Flat 10% cashback on spends at partner merchants - movies, grocery delivery & food delivery, Cab booking, and Bill payments*
Bonus On the Go
Earn 500 Bonus Reward Points by completing 5 transactions
Accelerated Rewards
Earn up to 5 Reward Points per ₹100 spent
Shrink bills with Xpress EMI
Manage your Credit Card bills by converting transactions of ₹500 and above with a minimum total value of ₹2,000 into EMIs.
Fuel Surcharge Waiver
Save 1% surcharge on fuel spends ₹400–₹5,000 across India* (Maximum ₹100 per statement cycle)
AU Rewardz
Redeem your Reward Points for a range of amazing benefits
Contactless Payments
Make quick, secure payments up to ₹5,000 without entering your PIN by tapping your card or mobile phone with a digitally added card on a POS machine
Add-on Cards
Offer your Credit Card benefits to your loved ones through the lifetime-free add-on card
Things to know
Eligibility
- Primary cardholder age group
- Self Employed: 25 years to 65 years
- Salaried: 21 years to 60 years
- Add-on cardholder
- Should be over 18 years
- Resident Indian
These criteria are only indicative. AU Small Finance Bank reserves the right to approve or decline applications for Credit Card.
Why AU
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National presence
Bank with us through a network of 2,700+ touchpoints .
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Get a bit more
Enjoy quality services at competitive rates.
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Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
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Superfast app
Manage and track all your transactions on the AU 0101 App.
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Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
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![View balance and transactions]()
View balance and transactions
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![Download account statement]()
Download account statement
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![Request cheque book]()
Request cheque book
40+ lakh customers banking on app
Not sure which product is right for you?
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Personal assistance
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No spam
Customer support
24x7 help
FAQs
What is the joining fee for the AU Tejas Credit Card?
The joining fee for the AU Tejas Credit Card is ₹500 + GST. Joining Fees is charged on card activation.
Is there any joining fee waiver on this card?
No, there is no joining fee waiver on the AU Tejas Credit Card. However, cardholder receives a choice of Welcome Benefit (2,000 Reward Points or ₹500 Brand Voucher) on card activation and 1st transaction.
What additional benefits does the card offer?
With the Tejas Credit Card, cardholders will get Card Liability Cover, Credit Shield, and Device Protection Plan.
Is there any fuel surcharge waiver?
Yes. You get a 1% fuel surcharge waiver, up to ₹100 per statement cycle.
What merchant discounts are available on AU Laksya Credit Card?
You can enjoy a 10% discount at Amazon Fresh, on Food Delivery via Zomato, Movies by District, on Cab Services: Uber / Ola / Rapido and on Bill payments via AU 0101.
Spend Category | Movies | Grocery | Food Delivery | Cab Services | Bill Payment |
Merchant | District | Amazon Fresh | Zomato | Uber/Ola/Rapido | AU 0101 |
Discount/Cashback | 10% | 10% | 10% | 10% | 10% |
Max Discount | Rs 50 | Rs 50 | Rs 50 | Rs 50 | Rs 50 |
Min Trxn Amount | Rs 150 | Rs 150 | Rs 150 | Rs 150 | Rs 150 |
Frequency | Once per month | Once per month | Once per month | Once per month | Once per month |
Are there any milestone benefits on the AU Tejas Credit Card?
To earn 500 Bonus Reward Points, you need to complete at least 5 transactions of ₹500 or more within one statement cycle. For example, if you make 5 separate purchases of ₹500 or above in the same billing month, you will receive 500 Bonus Reward Points.
What Reward Points do Cardholders earn on other spending categories?
- 1 Reward Point per ₹100 on all other spends
Note: Cardholders will not earn any Reward Points on following categories: Cash, Rent, Education & Govt, EMI, Fuel, BBPS, Transportation and Quasi Cash transactions
How can Cardholders earn accelerated Reward Points on this card?
You can earn accelerated 5 Reward Points per ₹100 spent on any transactions made through the AU Rewardz portal (https://rewardz.au.bank.in). Cardholder can spend on Flights, Hotels, Voucher Shopping, Bill Payments, etc via AU Rewardz.
What is the Welcome Benefit on AU Tejas Credit Card?
Cardholders can choose between 2,000 Bonus Reward Points or a ₹500 brand voucher on successful card activation and 1st transaction within 30 days of card issuance.
What is the annual fee and how can it be waived?
The annual fee is ₹500 + GST. This fee will be waived once Cardholders spend ₹1,50,000 or more in the card anniversary year.
Annual Fees is charged every year on completion of card anniversary if spends criteria is not met.
Card Anniversary Year is the period from the card issuance date/card anniversary date + 364 days. For Example, if your card was issued on 27th April 2026, your card anniversary date will be the same day of the next year, on 27th April 2027.
