Designed to provide medical professionals with a premium banking experience that caters to both personal and professional needs. This program allows you to group your business and family accounts under one umbrella, ensuring convenience and shared privileges for your loved ones.

Key Features

Same-day issuance of bank guarantees and letters of credit; group family accounts; lower processing fees on loans; waived setup fees; option for customized account number

 

 

Free Banking Services

Unlimited cash withdrawals, easy ATM PIN setup, free e-statements, NEFT/RTGS at branch, unlimited digital collections, and SMS alerts

Payments and Collections

Higher cash deposit limits with complimentary cheque collection; receive and send payments via NEFT/RTGS/IMPS/UPI; unlimited cheque leaves

Debit Card

Complimentary AU Royale Business Debit Card with ₹5 lakhs daily limit, 8 lounge visits, low Forex markup, and insurance cover up to ₹1 Cr

 

 

Cash Management Services

10 free cash pickups monthly; collect payments via virtual accounts; automate payouts and collections; accept payments via cards, UPI, QR; pay taxes online

 

 

 

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Merchant solutions

Free AU QR and UPI options; accept payments via POS and gateways; complimentary business insurance with AU UPI QR

Other Services

Extended banking hours at select branches; 24x7 access via AU 0101 Business App & Corporate NetBanking; dedicated relationship officer; premium credit card eligibility

 

 

Exciting Offers for Your Business

Discover exclusive deals, and offers to help your business grow

Things to know

How to apply

  • Apply online: Log on to AU Small Finance Bank’s official website and apply for your AU Royale Business - Doctors by filling in your details in the online form. A representative will contact you to complete the process.
  • Call customer care: Call our customer care number 1800-1200-1200 to apply for an AU Royale Business - Doctors, and a representative will get in touch to guide you with further steps.
  • Kindly visit nearest branch for more details.

*Not applicable for Individual and Sole Proprietorships

Eligibility Criteria

Business enterprises such as Private Limited and Public companies, Partnership Firms, Proprietorship firms, etc. or Individual professionals.

Fees & charges

For complete details on fee and service charges, click here

Documents Required

You will need to furnish the following documents to open a AU Royale Business Account - Doctors with us:

  • Duly filled Account Opening Form
  • PAN (Permanent Account Number) of Entity (In case of Sole Proprietorships, Proprietor PAN is required)
  • KYC documents of the entity as per customer type
  • Address proof in the name of the entity if different from entity proof
  • Official valid documents of authorized signatories & beneficial owners**
  • Beneficial ownership** declaration
  • Initial funding cheque as per account variant
  • Hospital/ Clinic certificate or Doctor registration certificate
  • Credit facility declaration

**Not applicable for Individual and Sole Proprietorships

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Questions? Answers.

What is a AU Royale Business - Doctors?

AU Royale Business - Doctors is a business Current Account specially curated for Doctors that brings you, best-in-class banking experience and solutions with a host of benefits and privileges. This Current Account entitles you to a distinctive AU Royale Business Debit Card (only for eligible customers), with benefits like 2 free movie tickets and 2 airport lounge access opportunities per quarter. Plus, you get delightful pricing benefits on QR, POS, Car Loans and Lockers etc.

What Does Grouping mean in AU Royale Business - Doctors?

A group in a AU Royale Business - Doctors is defined as a family of blood relationships such as parents, children, spouse, siblings, grandparents, and grandchildren. All family members are entitled to the same benefits. A maximum of 10 members/entities are allowed in a group.

What is the minimum balance requirement in a AU Royale Business - Doctors and what happens if in case the balance falls below the required limit?

You need to maintain INR 1 Lac of Average Monthly Balance across all grouped Current and Savings Accounts. Failure to meet the balance criteria could lead to applicable charges being levied. For more information on the same, kindly refer to the AU Royale Business - Doctors Service Fee Reckoner

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