Top features of Business Insurance benefits
Protect Your Business
Insurance provides protection against unforeseen financial risks. AU Small Finance Bank (SFB) offers a complimentary Business Insurance package—covering Fire, Burglary, Cyber Security, and Cash-in-Transit—to business customers who avail the AU QR facility along with a Current Account
Business Insurance Benefits
When you avail the AU UPI QR facility along with a Current Account, you get access* to a robust insurance bundle that covers:
- Fire Insurance – Protection against damage caused by fire incidents
- Burglary Insurance – Safeguard your premises and assets from theft
- Cyber Security Insurance – Stay protected against digital threats and cyber-attacks
- Cash in Transit Insurance – Ensure your money is safe while on the move
Insurance Details
Type of Insurance | Sum Insured (₹) as per Current Account category | |||
Maximum | Platinum | Royale | Eternity | |
Fire & Allied Perils | 50,000 | 1,00,000 | 5,00,000 | 10,00,000 |
Burglary Insurance | 50,000 | 1,00,000 | 2,00,000 | 3,00,000 |
Cyber Insurance | 50,000 | 1,00,000 | 2,00,000 | 3,00,000 |
Cash In Transit | 25,000 | 50,000 | 1,00,000 | 2,00,000 |
Who Can Avail?
All business customers in the AU Maximum and above category products who opt for the AU UPI QR facility with active current account are eligible* for this complimentary insurance package.
Click here for complete business insurance coverage details
To know more about United Bharat Sookshma Udyam Suraksha Policy Click here
How to Claim Your Insurance
- Claim Eligibility: Minimum transaction value of ₹1,000 on AU UPI QR in the month prior to the incident
- Claim Intimation: Must be reported to the insurer within 48 hours of the incident
- Claim Process:
- Email: claims@aubank.in with Subject Line “Claim for “Special Contingency Policy” for Current Account Holders”
- Visit: Nearest AU Branch
- Call: 1800 1200 1200
*Customer must complete transactions totalling at least ₹1,000 within 2 months of current account opening using AU UPI QR. Provide consent by sending “YES” SMS to “919958821541” or via AU 0101 Business App for activation of Business Insurance.
Terms & Conditions Apply