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About Kotak e-Term

How This Plan Works

3 Plan Options

3 Plan Options to choose from: Life Option | Life Plus Option | Life Secure Option

3 Payout Options

3 Payout Options to choose from: Immediate Payout | Level Recurring Payout | Increasing Recurring Payout

Enhance Your Cover

Enhance your cover at specific events of life through Step-Up option.

Enhanced Protection

Enhanced protection against Accidental Death, Critical Illness and Total Permanent Disability.

Inbuilt Wellness Benefits

Inbuilt wellness benefits without any additional cost

How It Works:

Plan Option – Life Option (Immediate Payout):

For Male aged 35 years, Non-Smoker
Premium Payment Term: 40 years,
Policy Term: 40 years,
Basic Sum Assured: Rs. 1,00,00,000.
The above illustration is for Corporate Agent channel. The Above premium figures are exclusive of Goods and Services Tax and cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.


The customer will pay Rs. 18,000 for 40 years. In case of the unfortunate event of death of the Life Insured during the policy term, the nominee will receive Rs. 1,00,00,000.

Disclaimers :

Kotak Guaranteed Fortune Builder UIN: 107N128V08; Kotak Term Benefit Rider, UIN: 107B003V03; Kotak Accidental Death Benefit Rider, UIN: 107B001V04; Kotak Permanent Disability Benefit Rider, UIN: 107B002V03; Kotak Life Guardian Benefit, UIN: 107B012V02; Kotak Accidental Disability Guardian Benefit, UIN: 107B011V02; Kotak Critical Illness Plus Benefit Rider – UIN:107B020V02.

A Non-Participating Non-Linked Life Insurance Individual Savings Product. This is a saving and protection-oriented plan. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure. @Guaranteed benefits due under this plan are available provided premiums are paid regularly for the entire premium payment term and the policy is in force.

AU Small Finance Bank Limited (“AU Bank”) with registered office at 19-A, Dhuleshwar Garden, Ajmer Road, Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a Corporate Agent (Composite, IRDAI Registration No: CA0515 valid till 30/08/2026) of Kotak Life Insurance Co Ltd. Tel: 1800 1200 1200 / 1800 26 66677. | website: www.au.bank.in. Purchase by AU Bank’s customer of any insurance products is purely voluntary and is not linked to availment of any other facility from AU Bank. The insurance products offered here are underwritten by Kotak Life Insurance Co Ltd. 

Kotak Mahindra Life Insurance Company Ltd.; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No. - 1800 209 8800 | Ref. No.: KLI/24-25/E-WEB/1195 

 

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

 

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone complaint.

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About Kotak e-Term

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    A Non-Participating Non-Linked Life Insurance Individual Pure Risk Product
    Kotak e-Term – a specially designed pure risk cover plan that provides protection to your loved ones. It is truly an economical means of providing high level of protection. This plan offers special premium rates to non-tobacco users and women.
    In the unfortunate event of death of the life insured during the policy term, the beneficiary would receive Death Benefit as per Plan Option selected. What’s more? This plan offers the option to enhance your coverage against Accidental Death, Total and Permanent Disability. Further, you can also choose additional cover through Kotak Permanent Disability Benefit Rider and Kotak Critical Illness Plus Benefit Rider on payment of additional premiums, therefore ensuring a complete cover against the unfortunate eventualities.

How this plan works

  • icon

    Plan Option – Life Option (Immediate Payout):

    · For Male aged 35 years, Non-Smoker

    · Premium Payment Term: 40 years,

    · Policy Term: 40 years,

    · Basic Sum Assured: Rs. 1,00,00,000.

    The customer will pay Rs. 18,000 for 40 years. In case of the unfortunate event of death of the Life Insured during the policy term, the nominee will receive Rs. 1,00,00,000.

    The above illustration is for Corporate Agent channel. The Above premium figures are exclusive of Goods and Services Tax and cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums.
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