Additional Funds At Your Disposal
For your additional housing and personal needs.
Hassle-Free Top-Up On Existing & New Loans
Available for both existing customers and new customers of AU Small Finance Bank.
Easy Documentation
Loan is available with minimal income proof and with other loan-related documentation.
No Hidden Charges
Completely transparent process without any hidden charges.
Doorstep Service
Door-to-door services by AU Home Loan experts along with financial counselling.
Highest Top-Up Loan
To meet your housing and other personal financial needs.
Wide Branch Network
Available at 400+ locations across India.
Different Modes For Payment Available
E-NACH/ ECS/ ACH and other state-of-the-art modes.
Experienced Staff
We provide door-to-door services with quick processing and disbursal of loans.
Things to know
Eligibility
- Indian Resident
- Minimum age – 21 years
- Maximum age – 70 years at maturity
- Minimum Home Loan tenure – 1 Year
- Maximum Home Loan tenure – 15 years
- Minimum Top Up Loan amount – INR 50,000
- Please go through the Schedule of Charges for further details.
- Know more about the different types of Home Loans we offer.
Things to consider Before you avail a Personal loan
-
Consider the interest when deciding on a loan tenure.
-
Avoid applying for a disputed property.
-
Keep an eye on your credit card purchases before applying for a loan.
-
Avoid making major life changing decisions like a job change to avoid default on loan repayment.
-
Taking on a big loan? Pair it with insurance. This way, your loved ones will be protected.
-
Share loan responsibility with a co-applicant. Women can avail a lower rate of interest.
Why AU
-
National presence
Bank with us across 1042 branches & ATMs.
-
Get a bit more
Enjoy quality services at competitive rates.
-
Visit branches without the wait
Our ample touchpoints ensure all our customers are conveniently served.
-
Superfast app
Manage and track all your transactions on the AU 0101 App.
-
Sustained growth
Expanding by every quarter, with a balance sheet of over ₹1 lakh crore.
Bank anywhere anytime, on the AU 0101 mobile app
-
![View balance and transactions]()
View balance and transactions
-
![Download account statement]()
Download account statement
-
![Request cheque book]()
Request cheque book
30 lakh customers banking on app
Our range of cards for your range of needs
-
![Xpress EMI]()
Xpress EMI
-
![Silverspoon Dining Program]()
Silverspoon Dining Program
-
![300+ exclusive AU Rewardz]()
300+ exclusive AU Rewardz
Not sure which product is right for you?
-
Personal assistance
-
No spam
Customer support
24x7 help
Questions? Answers.
What is Home Loan?
Home Loan vertical is one of the retail product serving the purpose of loan funding to an individual or an entity for the purpose of purchase/ construction/ upgradation of residential property or acquisition of land and construction to be used for residential purposes.
How do I apply for Home Loan at AU BANK?
You can apply for a Home loan from Au Small Finance Bank through our website (www.aubank.in). Or, you could visit the nearest branch of AU Bank to submit your application for a loan.
What is the mode of Re-payment for Home Loan?
Repayment can be done through Standing Instructions (SI), Post-dated Cheques (PDC), NACH or other electronic banking remittances mode.
What is the Instalment schedule for Home loan repayment?
Installment schedule is normally equated monthly installments (it could be quarterly or Half yearly in case of Tractor loans) subject to the terms & conditions of the repayment schedule and Repayment instrument for EMI will be presented (as per registered repayment mode) on EMI Due date as specified in the schedule/sanction letter. To overcome operational issues ,holidays etc., It is advised to keep sufficient balance in bank accounts 2-3 days prior to due date of EMI ,for clearance of EMI on due dates ,to avoid penal Interest and other charges and avoid delinquency status. and further schedule can be tailored to customer's specific requirement at AU Small Finance Bank’s discretion. We do not allow balloon repayments or step up structures
What is the need of Home Loan?
Customer can avail Home Loan for variety of purpose that includes but not limited to,
- For the purpose of purchasing the Home/Flat.
- For the purpose of Renovation.
- For the purpose of Construction of Home.
- For the purpose of Balance transfer of running Home Loan to AU Bank.
What are type of facilities available at AU BANK Home Loan?
- Home Purchase
- Home Refinance
- Home Improvement
- Home Construction
- Land Purchase + Construction
- HL Balance Transfer
- Loan Against Property
- Commercial Property Purchase
