Low Cost Insurance

Offers the benefit of high cover at economical prices

Plan Options to choose from

 Get life options, life plus option & life secure options

Payout Options to choose from

Get immediate payout, level recurring payout, increasing recurring payout 

Step-up Option

Increase your insurance cover at specific life events through the Step-Up option

Enhanced Protection

 Enhanced protection against accidental death, critical illness and total permanent disability

Special Rates for Non-Tobacco Users

Option to Exit at Age 60 years

Inbuilt Wellness Benefits Without Any Additional Cost

Disclaimers

The customer will pay Rs.18,000 for 40 years. In case of the unfortunate event of death of the Life Insured during the policy term, the nominee will receive Rs.1,00,00,000.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS / FRAUDULENT OFFERS

IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phonecomplaint.

Kotak e-Term - UIN: 107N129V03; Kotak Permanent Disability Benefit Rider - UIN: 107B002V03; Kotak Critical Illness Plus Benefit Rider – UIN: 107B020V02.

This is a Non-Participating Non-Linked Life Insurance Individual Pure Risk Product. For substandard lives, extra premium may be charged based on Kotak Mahindra Life Insurance Company’s underwriting policy. For more details on risk factors, terms and conditions, please read sales brochure carefully before concluding a sale. For more details on riders please read the Rider Brochure.

AU Small Finance Bank Limited (“AU Bank”) with registered office at 19-A, Dhuleshwar Garden, Ajmer Road, Jaipur- 302001, Rajasthan (CIN: L36911RJ1996PLC011381) is a Corporate Agent (Composite, IRDAI Registration No: CA0515 valid till 30/08/2026) of Kotak Life Insurance Co Ltd. Tel: 1800 1200 1200 / 1800 26 66677. | website: www.aubank.in. Purchase by AU Bank’s customer of any insurance products is purely voluntary and is not linked to availment of any other facility from AU Bank. The insurance products offered here are underwritten by Kotak Life Insurance Co Ltd.

Kotak Mahindra Life Insurance Company Ltd.; Regn. No.: 107, CIN: U66030MH2000PLC128503, Regd. Office: 8th Floor, Plot # C- 12, G- Block, BKC, Bandra (E), Mumbai - 400 051. Website: www.kotaklife.com | WhatsApp: 9321003007 | Toll Free No. - 1800 209 8800 | Ref. No.: KLI/24-25/E-WEB/1202

How to get insured?

  • AU customers and non-AU customers can buy insurance via these modes:

Customer support

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Things to know

How It Works

Plan Option – Life Option (Immediate Payout):

  • For Male aged 35 years, Non-Smoker
  • Premium Payment Term: 40 years,
  • Policy Term: 40 years,
  • Basic Sum Assured: ₹1,00,00,000.

The above illustration is for Corporate Agent channel. The Above premium figures are exclusive of Goods and Services Tax and cess. Goods and Services Tax and Cess thereon, shall be charged as per the prevalent tax laws over and above the said premiums. 

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