Mr. Uttam Tibrewal is a distinguished banking professional and former Whole Time Director on the Bank's Board, with over 27 years of experience in the financial services sector. A Commerce graduate from the University of Delhi, he brings deep domain expertise across Agriculture and Rural Economy, Small-Scale Industries, Banking, Risk Management, and Business Strategy.

Mr. Tibrewal's extensive operational expertise and strategic foresight have been instrumental in scaling the Bank's retail franchise. In his current role, he provides strategic oversight across Retail Banking, Personal Banking, Video Banking, Marketing, Administration and Infrastructure, driving growth while enhancing customer engagement, operational excellence and service delivery across the Bank. Known for his keen understanding of customer expectations, he has consistently championed process simplification and customer-centricity, establishing them as foundational pillars of the Bank's long-term growth, sustainability and success.