Celebrated 30 years of AU. Became the first Small Finance Bank in India to receive an in-principle approval from the Reserve Bank of India to transition into a Universal Bank.* *As per RBI notification dated August 7, 2025.

RBI licence granted in April to act as Authorized Dealer Category - 1 (AD-1) Bank.

Introduced Wealth management solutions tailored to meet customers' financial aspirations.

Launched 'Planet First - AU Green Fixed Deposit' for a sustainable future.

Merger of Fincare Small Finance Bank into AU came into effect on 1st April, 2024.

Achieved Milestone Numbers*: Customers: 1.1 Cr+ | Deposits: Rs. 97,700 Cr+ | Assets: Rs. 1,26,700 Cr+ | Loans: Rs. 96,500 Cr+ | Net Worth: Rs. 15.000 Cr+ |Presence: 21 States & 4 UTs | Employees: 46,000+ | Market Cap: Rs. ~50,000 Cr | Touchpoints: 2,380 *Proforma numbers as on 31st March, 2024

Completed 5 years of banking operation as SFB on 19th April 2022.

Deposits crossed first critical milestone of ₹ 50 thousand crore.

Appointed Mr. Kamlesh Shiviji Vikamsey as an Independent Director.

Announced 1:1 issuance of Bonus shares and declared Dividend of Rs. 1/- per share (pre-bonus issue).

CARE Rating upgraded AA/Stable from AA-/Stable.

CRISIL Long term rating upgraded as 'CRISIL AA/Stable and FD rating as 'CRISIL AA+/Stable.

Constituted Diversity and Inclusion (D&I) committee to increase emphasis on D&I within the bank with a mandate to make AU Small Finance Bank a more inclusive workplace.

Appointed Mr. VG Kannan - Ex-SBI MD, Ex-CEO of IBA as Independent Director on Board.

Celebrated 25th year of our foundation.

Became India's Largest Small Finance Bank.

Raised equity via maiden Qualified Institutions Placement (QIP) offering.

Unveiled mega brand campaign 'Badlaav Humse Hai'. Aamir Khan and Kiara Advani roped in as Brand Ambassadors.

Launched avant-garde digital banking platform AU 0101.

Became the first SFB to launch Credit Cards and QR Codes with Sound Box.

Appointed Ex RBI Deputy Governor Shri H. R. Khan as Non-Executive Independent Director.

Received equity investment from Temasek Holdings via preferential allotment route.

Strengthened Bank's Governance Framework; Mr. M S Sriram - Faculty Member - IIM, Bangalore & Chairperson of Centre for Public Policy and Mr. Pushpinder Singh - Ex-BOI & NPCI, joined the Board as Independent Directors taking total board strength to 7/8 directors with 5/6 being independent.

Went live with e-mandate, ASBA and BBPS on website.

Launched 'AU Royale' Account, missed call banking and 3-in-1 Savings, Trading and Demat Account.

Commenced SFB operations with wide bouquet of products and services.

Completed Rs 1913 crore IPO which was oversubscribed by 54x and got listed on NSE & BSE.

In November 2017, received the 'Schedule Commercial Bank' status and featured as Fortune India 500 Company.

Spread our footprints to 403+ Touchpoints and Launched Business Banking and Agri Banking businesses.

In September 2015, AU became the only Asset Financing Company (AFC) to receive 'in-principle' approval from RBI for establishing a Small Finance Bank (SFB).

In 2016, bagged SFB license from RBI and started the Small Finance Bank transition process.

Divested its equity stake in Au Housing Finance Ltd., Index Money Limited and Au Insurance Broking Services Private Limited.

Divested 29.53% of the total shareholding of M Power Micro Finance Private Limited.

Issued unsecured debentures to Asian Development Bank (ADB).

Expanded Board with majority Independent Directors.

Chrys Capital, a leading private equity fund, acquired a 10.01% stake in Au Financiers.

Raised long-term debt in the form of Non-Convertible Debentures from three multilateral agencies viz. FMO - a Dutch Development Bank, CDC Group Plc- a UK based development finance institution and GuarantCo.

Formed Real Estate Group (REG) and also started wholesale NBFC lending.

Equity investment from Warburg Pincus and IFC.

Insurance Broking Agency license was taken by Au Insurance Broking Services Private Limited, an associate Company set up in 2011.

Received fresh certificate of registration under section 45 IA of RBI Act from the RBI pursuant to which RBI has classified the Company as a NBFC-ND-AFC.

In 2010, received equity infusion from International Finance Corporation (IFC), a member of the World Bank Group. Motilal Oswal Private Equity invested again reposing confidence in AU and its management.

In 2010, Au Financiers attained the status of 'Systemically Important Non-Deposit Taking Asset Finance Company'.

Launched AU Housing Finance Limited in 2011 to cater to affordable Housing Finance segment.

Started offering Secured Business Loans (MSME Loans).

First private equity money infused by Motilal Oswal Private Equity Advisors Private Limited in the Company.

Entered Maharashtra as second state after Rajasthan.

Received certificate of registration from the RBI under section 45 IA of RBI Act, to carry on the business of non-banking financial institution without accepting public deposits.

In 2003, developed strategic relationship with HDFC Bank and went on to become the only 'Channel Business Partner' for HDFC Bank in Rajasthan.

Originally incorporated as L.N Finco Gems Private Limited, the company was renamed to Au Financiers in 2005 to reflect its diversified finance business service.

Mr. Uttam Tibrewal joined as Executive Director on Board.

A merit holder Chartered Accountant, Mr. Sanjay Agarwal founded Au Financiers (India) Private Limited in 1996.

Started with commercial vehicle financing, the very first product in company's kitty.