AU Small Finance Bank- Discover the World, Create Memories
To know international transaction offers on your AU Credit Card click here
Benefits of using AU Credit Card for International Transactions over Forex Cash and Forex Card
| Parameters | Credit Card | Forex Card | Forex Cash |
|---|---|---|---|
| Fees & Charges | |||
| Reload fee (Rs75-Rs100) +GST | No | Yes | No |
| Inactivity fee (Rs400-Rs500) +GST | No | Yes | No |
| GST charges on reload/usage | Yes | Yes | Yes |
| GST charges on exchanging the unused currency | NA | Yes | Yes |
| Lower exchange rate on Refund of unused currency | NA | Yes | Yes |
| TCS on spends>7 lakhs in a FY | No | Yes | Yes |
| Forex markup fee on exchange rate | Yes | No | No |
| Others | |||
| Refund unused currency | NA | Yes | Yes |
| Limited no. of currencies | No | Yes | No |
| Separate Documentation | No | Yes | Yes |
| Daily spending limit | No | Yes | No |
| Credit facility | Yes | No | No |
| Currency Fluctuation Control | No | Yes | Yes |
| Rewards, Cashback, and benefits (up to Rs3000) | Yes | No | No |
| Usable both locally and abroad | Yes | No | No |
| Interest free credit period | Yes | No | No |
| Security | Yes | Yes | No |
*With Forex Card and Forex Cash the unused currency must be refunded- Credit card says no to refund rates and the additional GST charges on refund
