Debit Cards

A Debit Card is one of the most preferred modes of cashless payment in India. Many people prefer to use Debit Cards for different purposes. Whether it is for online shopping, paying your bills at the local shopping mall, or simply drawing cash from the nearest ATM, AU Small Finance Bank offers Debit Cards for various purposes to suit your needs. Keep reading to find out how you can take full advantage of a debit card.

A Debit Card is issued to customers holding a savings or current account. At AU Small Finance Bank, we offer a range of Debit Cards; as follows:

• AU Royale Debit Card
• AU Royale World Debit Card
• Visa Platinum Debit Card
• Visa Business Platinum Debit Card
• RuPay Platinum Debit Card
• RuPay Classic Debit Card
• Visa Gold Debit Card
• Visa Business Gold Debit Card

Each card is tailor-made to meet varied customer needs. While you may already be aware of credit card benefits like cashback and reward points, you can enjoy similar benefits on Debit Cards too.

There are many advantages of a Debit Card. However, owning an AU Debit Card gives you access to some of the unique features that we think you shouldn’t miss if you already have a savings or current account with us. Some of the common features include:

• All AU Debit Cards have high purchase and withdrawal limits that can go up to INR 2,00,000.
• Enjoy contactless transactions using the ‘Tap & Go’ feature
• Get complimentary airport lounge access (domestic/international) depending on the card you select
• With Card Liability Cover, we help you recover losses up to INR 2,00,000 in case of any fraudulent transactions
• On AU Debit Card, you get to explore a plethora of exciting offers and deals on shopping, travel, healthcare, education, restaurants, and various other categories

When you open a savings / current account with AU Small Finance Bank, you will receive a Debit Card. You can use the card to buy something — such as by swiping it at a cash register or entering its account number at an online retailer — the money is pulled directly from your account. This is how a Debit Card works.

Let’s get to know what offers you get to unlock on various AU Debit Cards:

AU Royale World Debit Card:

• Enjoy discounts on international restaurants such as Spice of India (UAE), Sherlock Holmes (Dubai), Bangalore Express City (UK), Little India (Auckland), and many more across the globe!
• Get amazing discounts on leading brands such as Avis, Zalora, Talixo, Viimart, and many more globally!
• Get a free one-time subscription on entertainment platforms: Amazon Prime or Zee5
• Get flat Rs.1500 discount on international flight bookings twice a year through AU 0101 App/NetBanking

AU Royale Debit Card:

• Enjoy assured welcome offers worth more than Rs.10,000.
• Enjoy special privileges like 1% monthly cashback on non-fuel spends up to Rs.200
• Enjoy buy-one-get-one-free offers on movie tickets up to Rs.250 twice a month.

Apart from this, enjoy a vast range of Debit Card offers on shopping, dining, travel, and more on your Visa Platinum Debit Card, Visa Business Platinum Debit Card, RuPay Platinum Visa Gold Debit Card, and Visa Business Gold Debit Card.

Following are some of the advantages of using a Debit Card:

• Convenience

One of the most significant advantages of Debit Cards is convenience. Anyone can use a Debit Card for online transactions. The amount gets debited from the linked bank account as soon as the transaction is over, while you receive the transaction details via a message or email, making the whole process transparent.

• Easy to avail

Anyone having a savings bank account with us can apply for a Debit Card. So, if you are an existing customer, you can choose from different types of Debit Cards offered by us.

A regular Debit Card provides basic facilities like ATM usage, online payment etc. But some exclusive AU Debit Cards help you reap additional benefits such as relatively more Daily Cash Withdrawal Limits, Card Liability Cover, Personal Accident Covers, Cashback, Offers, etc.

• Helps to control spends

One of the advantages of paying with a Debit Card is that you don’t go overboard with your spends. This prevents you from falling into a debt cycle. 

• Safe to Use

All information pertaining to AU Debit Cards are encrypted with advanced technology. In case you lose your card, nobody can withdraw money from your account using that card unless the person knows your PIN.

Now that you know about Debit Card features and benefits, you can apply for one if you have a Savings or Current Account:

• By visiting our nearest AU Small Finance Bank branch.
• Calling our customer care @ 1800-1200-1200.

In a nutshell, an individual can experience a whole new dimension of cashless transactions using Debit Cards. Debit Cards can act as a stepping stone for the uninitiated to get acquainted with contactless banking before trying more modern methods like Digital Wallets or UPI.