Credit Card Bill Payment Online & Offline

If you own any AU Credit Card, you can easily make Credit Card bill payments using either of the Credit Card bill payment options-

1. AU 0101 App

• Login to AU 0101 App and click on Credit Card.
• Select Pay Bill and click on Redeem.
• Enter the Billing Amount & Click on Proceed.
• Select your bank account & pay your Credit Card bill.
• Enter the OTP received on your registered mobile number for verification.

2. AU 0101 NetBanking

• Login to AU 0101 NetBanking.
• Tap on the Credit Card section.
• Select 'Pay Bill' and click on Redeem.
• Enter the billing amount & click on 'Proceed'.
• Select your bank account & click 'Next'.
• Enter the OTP received on your registered mobile number to complete the process.

3. AutoPay Facility

Do you always forget to make Credit Card bill payments on time? Fret not; you can simply enable AutoPay from your AU Small Finance Bank account using AU 0101 App/NetBanking and pay your Credit Card dues in time. To enable online payment, follow the steps below:

• Log in to AU 0101 App / NetBanking with your username and password
• Select "Credit Card"
• Tap on "Service Request"
• Select Enable/Disable AutoPay and tap on the toggle to enable
• Select minimum amount due or total bill amount and click on "Proceed
• Select your account and click on 'Confirm.'
• Enter OTP received on your registered mobile number for verification

How to pay Credit Card Bill Offline?

AU Small Finance Bank customers can choose to pay Credit Card bills offline by depositing a cheque at the nearest AU Small Finance Bank branch. Here's how:

• Under the Payee Name, mention your 16-digit AU Credit Card Number
• Enter the billing amount you are required to pay & deposit the cheque in your nearest AU Small Finance Bank branch
• Make sure you deposit the cheque two days before the due date

You can also make instant offline bill payments via Cash at your nearest AU Small Finance Bank branch.

• Simply walk into an AU Small Finance Bank branch, fill the deposit slip with your Credit Card details and submit it at the counter.
• The payment gets processed within one working day.

If you hold other bank Savings or Current Account, you can pay AU Credit Card bill via cheque by following the below steps

• Mention the 16-digit AU Credit Card Number under the Payee Name
• Enter the billing amount & deposit the cheque in your nearest other Bank branch
• You need to deposit the cheque four days before the due date

Which payment method is better: Online or Offline?

Whether you choose an online or offline Credit Card payment method, both have benefits. While the online mode is convenient and effortless, the offline mode offers more security. While paying a Credit Card bill online, you need to be careful of your data as you may be in danger of a security breach.

However, such instances can be averted with punitive measures. The offline method is always safe as you can directly get in touch with the Bank branch to get the payment processed, but it is time-consuming. Whichever way you choose, make sure you pay the bill on time without any delays.